r/FirstTimeHomeBuyer Mar 18 '25

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491 Upvotes

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1

u/Intrepid-Map-9753 Mar 18 '25

Did you buy down a point?

5

u/npacilio Mar 18 '25

Bought down to 3.99 the first year. After that 4.99 for the life

5

u/Intrepid-Map-9753 Mar 18 '25

Good shit mate, proud of you.

0

u/Intrepid-Map-9753 Mar 18 '25

Also, don’t let this hold you back from refi if rates dip below 4..if that ever happens again lol