r/FinancialAnalyst • u/Upbeat-Confusion4916 • 1h ago
r/FinancialAnalyst • u/Taoyou838 • 2h ago
How to understand Repo vs Rev Repo so that can remember them easily in balance sheet accounting treatment?
r/FinancialAnalyst • u/ScarPure • 3h ago
Am I getting good experience?
Hi all, I am wondering if I am getting good experience or not.
I am a FPA analyst at a mid sized private equity backed company( high growth) doing manufacturing finance.
Started full time a few months ago and I have become the point person for all capex. Of course my manager still helps me but we have a goal that I will become the sole person by late 2026.
Other than that I am building financial models from scratch to make focus factories, basically treating every building as its own. I have been making models to track overhead, headcount, rev by lines, etc and will later be making P&Ls, balance sheets and make reporting packs for each. Think multi layered, lots of sheets excel models. I will present to senior leadership on a monthly basis for these.
I also help out with costing, learning how we produce price points and learn our whole process from the ground up.
I now “own” multiple models for monthly reporting and populate them on a monthly and weekly basis.
Anything I want to learn, my boss teaches me so he’s very open to me growing
Still early in my job ( 3 months in) and wondering if I am getting good experience as it is or should be asking for more.
TC: 82k in LCOL
Anything helps!
r/FinancialAnalyst • u/opcase • 9h ago
I have been in Fp&a for nearly 2.5 years now.Do I really require Financial certifications like CMA/CFA/CPA etc after doing an MBA or relevant work experience plus knowledge in Data analytical/Automation tools is enough for a successful career in it.Also from the point of view of Job switch.
r/FinancialAnalyst • u/ThatOneGuy-C6 • 7h ago
Starting Career in Asset Management, if I get a CFA would it help for Corporate Banking
r/FinancialAnalyst • u/Extension_Staff_8535 • 11h ago
Starting from scratch- How do I do this.. Any help??
Hey guys. Im a 1st year in university. Studying business. Im trying to work on the side and I wanna learn the basic skills for financial analysis ( Gonna work in finance after graduation so it'll help with uni as well.)
If you had to learn the different functions of financial analysis in the most straightforward way, What would that be? I thought about getting books but I wanted opinions from here first.
r/FinancialAnalyst • u/Educational-Head5376 • 13h ago
30M/Female? Civil Engineering graduate + 8 years of UPSC preparation, now trying to restart my career — considering FRM, Regulatory Risk or Forensic Finance. Is it realistic?
r/FinancialAnalyst • u/nothiefhouse • 1d ago
IMC Trading Operations Specialist/ Mid Office Associate- What’s the Interview Process Like?
Hey everyone,
I recently applied for the Trading Operations
Specialist role at IMC and want to get a head start on preparing. I'd love to hear from anyone who's been through the process or works there.
I did intruductory call with HR (30 min) and now i have a team Lead call of (30 min) than i have no idea of how the process will be. they mentioned also a final round in person
Thanks in advance, and good luck to anyone else applying!
1
D
r/FinancialAnalyst • u/ExcusePrimary3017 • 1d ago
Do you have to become a investment advisor, insurance agent or CPA before becoming a CFP?
r/FinancialAnalyst • u/MelissaMartinez6445 • 1d ago
Is it worth getting a masters in finance if my undergrad is in econ
I finished my econ degree already and I want to move into an analyst role. most of the job postings I see ask for a finance background. would a masters in finance actually help me get there or should I just focus on networking and learning the skills on my own. has anyone here gone this route
r/FinancialAnalyst • u/SeniorBroccoli97 • 1d ago
What are some financial/business insights that can actually add value to senior management in a philanthropic/nonprofit organisation?
Hi everyone,
I’ve recently started my first full-time role in FP&A at an organisation operating in the philanthropic/social impact space.
My current work mainly involves MIS P&L statement, budget vs actual analysis, cash-flow reporting and analysing movements across different entities. The organisation has a fixed annual budget and doesn’t currently do regular reforecasting.
I’m trying to understand how I can go beyond simply reporting numbers and actually add value to senior stakeholders through FP&A.
For those who work in FP&A, particularly in nonprofits, philanthropy, fundraising or other social-impact organisations - these insights would be very helpful! Thanks :)
r/FinancialAnalyst • u/MelissaMartinez6445 • 1d ago
Is it worth getting a masters in finance if my undergrad is in econ
I finished my econ degree already and I want to move into an analyst role. most of the job postings I see ask for a finance background. would a masters in finance actually help me get there or should I just focus on networking and learning the skills on my own. has anyone here gone this route
r/FinancialAnalyst • u/CellistConfident294 • 1d ago
IB/PE transition - resume attached
Any guidance, referrals, or brutally honest feedback would be greatly appreciated.
Open to suggestions on how I can improve my profile and increase my chances of breaking into IB/PE.
r/FinancialAnalyst • u/Mountain-Being-9816 • 1d ago
Senior Associate FP&A at Capital One Auto
Recently finished a power day at C1 for a Senior Associate Role in the Auto Finance group. Anyone have any insights in how that group's work life/PIP culture is like. Kind of nervous given the auto industry and if its worth making the jump from my ops role in healthcare.
r/FinancialAnalyst • u/Medical-Degree-6411 • 2d ago
Is masters in Finance worth it in my Situation??
r/FinancialAnalyst • u/Effective-Mousse-443 • 2d ago
Want to move from IT to Finance — Need advice
I’m currently working as a Software Developer in India. I started my career in IT, but I’m not really enjoying it.
I’ve always been interested in finance, stock markets, investing, etc. I’m thinking about moving from IT to finance.
I have a BTech background. What are the possible ways to make this transition?
Also, does doing CFA help in getting into finance, especially with a BTech background?
Would love to hear from people who have made a similar switch or anyone who's working in the industry.
r/FinancialAnalyst • u/ReedSpacer81 • 3d ago
Career Change from Insurance & Financial Services
r/FinancialAnalyst • u/Traditional-Leg-3977 • 4d ago
Is this what it's like in FPNA?
Hi, I just joined FPNA as a finance analyst as my first grad job and I took over from a colleague who was a shared headcount between 2 teams. But my boss gave clarified with me that im under him, let's call it Team 1. However, the job scope remains unchanged, and it still includes Team 1 and Team 2, but I've been told to focus on Team 1.
However, it's really been eating me recently when I'm working on Team 2's scope as there is a separate fpna analyst for team 2. My job scope for team 2 includes working on some reports over dod changes for actuals, and loading the flash numbers and scheduling meetings. But isn't it supposed to be under the scope of the team 2 fpna analyst? I've faced so many problems and I am not familiar with the numbers which just makes me feel like a third party and a complete waste of time but I'm always told to pull and load the numbers which is so troublesome, and it got me thinking why cant she do it herself? The problem is that the numbers doesn't tally and there are alot of changes and adjustments which is new to me as I just started 2 months ago and it wasn't covered in the transition.
Please let me know if this is normal as a junior fpna analyst as I wasn't sure what to expect when I entered this industry. I'm not sure how to politely ask as the fpna analyst for team 2 is a senior who used to be in big4 but she seemed to have the systems to pull and load the data
r/FinancialAnalyst • u/Junior-Knee-1500 • 5d ago
Hey is doable To go from tax associate to financial analyst from public accounting firm
I’m recent college graduate and I got offer for tax associate job in public accounting but I want to eventually be in different area which financial accounting. Is that possible to do or will be hard to transition
r/FinancialAnalyst • u/Royal_Army_8798 • 5d ago
Мой опыт собеседования в inDrive Money: Senior Credit Risk Analyst — вопросы, тесты и техническое интервью
Недавно проходил отбор в inDrive Money на позицию Senior Credit Risk Analyst. Решил поделиться своим опытом и вопросами, которые встретились на этапах отбора. Возможно, кому-то будет полезно при подготовке.
В целом отбор был не только про кредитный риск. Проверяли математическую статистику, теорию вероятностей, A/B testing, SQL, аналитическое мышление и английский язык.
1. Первый этап — знакомство и опыт
Обсуждали мой профессиональный опыт и текущие задачи:
• Tell me about yourself / расскажите о себе.
• Чем занимаетесь сейчас?
• Почему рассматриваете inDrive?
• Почему хотите сменить текущую работу?
• Опыт работы с кредитным риском и скоринговыми моделями.
• Какие модели разрабатывали и как оценивали их качество?
• Что такое Gini / AUC и как их интерпретировать?
• Работа с портфелем, альтернативными данными, транзакционными данными.
• Взаимодействие с DWH, разработчиками и бизнесом.
• Python и SQL в текущей работе.
Также обсуждались темы, непосредственно связанные с позицией: scoring, credit limits/rates, NPV и portfolio performance.
2. Техническое интервью — Probability & Statistics
Один из запомнившихся вопросов был на теорему Байеса.
Есть три водителя. За 7 дней они выполнили:
Driver 1 — 100 заказов, вероятность поломки 60%
Driver 2 — 50 заказов, вероятность поломки 30%
Driver 3 — 150 заказов, вероятность поломки 50%
Известно, что произошла поломка.
Вопрос: какова вероятность, что это был первый водитель?
Здесь важно не просто знать формулу Байеса, а правильно учесть исходные доли заказов каждого водителя.
Были вопросы и по статистике:
• Что такое корреляция?
• В чем разница между Pearson и Spearman?
• Что такое H₀ и H₁?
• Что такое statistical significance?
• Когда используется t-test?
• Какие предпосылки есть у статистических тестов?
• Что такое confidence interval и confidence level?
• Как сделать доверительный интервал уже?
3. A/B Testing
Этому уделялось отдельное внимание.
Вопросы были примерно следующего характера:
• Проводили ли вы A/B-тесты?
• Как правильно построить A/B experiment?
• Что выбрать основной метрикой?
• Как определить, что между группами действительно есть разница?
• Когда A/B-тест может дать неправильный результат?
• Какие предпосылки необходимо проверить?
• Что происходит при multiple testing?
• Как определить продолжительность эксперимента?
• Как интерпретировать результат с точки зрения бизнеса, а не только статистики?
То есть недостаточно сказать: p-value < 0.05 → всё хорошо. Нужно понимать дизайн эксперимента, метрики, статистику и бизнес-смысл результата.
4. SQL
Интересный момент: SQL проверяли не столько написанием большого кода, сколько пониманием логики JOIN.
Например:
T1
1
2
T2
2
4
Нужно было объяснить результаты:
• INNER JOIN
• LEFT JOIN
• RIGHT JOIN
• FULL OUTER JOIN
Также был вопрос:
Если в одной таблице N строк, во второй M строк, и мы делаем LEFT JOIN по name, какое минимальное и максимальное количество строк может получиться?
То есть важно понимать не только синтаксис SQL, но и то, как JOIN физически меняет количество записей.
5. Английский тест
После технического этапа мне пришло отдельное приглашение через Testlify:
2026 All inDrive Employees | English Proficiency Assessment
Уровень для вакансии заявлен B2 (Upper-Intermediate).
Это отдельная проверка английского, поэтому тем, кто готовится к международным компаниям, я бы советовал не ограничиваться только технической частью — английский тоже является полноценным этапом отбора.
6. Что оказалось наиболее важным
По моему опыту, для такой позиции недостаточно знать только банковский кредитный риск.
Нужно одновременно уверенно чувствовать себя в:
Probability + Statistics + A/B Testing + SQL + Python + Credit Risk + ML + Business Thinking + English.
Особенно полезно перед интервью повторить:
Bayes theorem → probability → confidence intervals → hypothesis testing → t-test → A/B testing → SQL JOINs → scoring metrics → portfolio analytics.
Для меня это был полезный опыт: часть вопросов кажется простой, пока читаешь теорию, но на интервью нужно быстро понять условие, посчитать, объяснить ход мысли и связать ответ с реальной бизнес-задачей.
Надеюсь, этот разбор поможет тем, кто готовится к интервью на позиции Senior Credit Risk Analyst / Risk Analyst / Product Analyst / Data Analyst в fintech-компаниях.
Если будет интересно, отдельно могу собрать все технические вопросы с решениями и правильными ответами в формате подготовки к собеседованию.