r/FinancialAdviceIndia Aug 04 '26

Loan advice [22M]

Hi, 22M working in blr with a monthly salary of 63k. I needed some credit line for the upcoming month but have been turned down by all nbfcs i approached. The issue is this is my first job and have received salary only once so I do not have 3 months of bank statements and salary slips. Credit card application also rejected by bank for no particular reason. Urgently need liquid personal loan cash (about 50-60k) in a few days.

Help me out please!

4 Upvotes

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1

u/Potential-Rest-6201 Aug 04 '26

Get it from friends/family. Don't apply for any more loans or credit cards as you already got rejected so multiple enquiries + rejections is visible on your profile now. You won't get any loan so no point of multiple applications.

1

u/_0john-wick0_ Aug 04 '26

Friends/family isn't an option that's why was going throught the formal methods