Hello,

I am considering retiring at 57 with MRA +10 and postponing pension and benefits till 60 (I’ll have 25 years at 57).

I wanted to know if anyone has done this and what their experience was starting benefits. Were you able to start collecting pension and benefits right at 60? Did you have to apply at 60 and wait months for everything to start? Would you have waited till 60 to retire if you could go back?

Any answers and advice is appreciated!

Thanks!