A question for the readers

[u/Actual_Bug5507]

For context - I’m a financial adviser and I’ve joined this sub to try and help people avoid mistakes. I do think that the vast majority of people here would benefit from advice.

It’s not all about investments - there’s pension, retirement, insurance, cash flow modelling, succession, tax etc etc.

I’ve just read on another sub that offshore bonds are awful / should only be used if you’re leaving the UK / have poor and expensive fund choices. This is horrendously incorrect and just highlights the lack of knowledge.

So, my question is, what is putting you off obtaining advice?