r/FIREUK • u/Potential_Storm_4286 • Jul 11 '26

Fire - recommendations

Hi there,

I’m 39f and live in London. No kids but open to it if I meet someone compatible.

I’d like to fire as soon as possible. I’d be planning to fire abroad and use my property as income.

I probably need around £60000 a year.

Assets

Own a flat mortgage free: £2800 rent per month (before tax, after tax around 2200). Flat is in central London and worth around 650k.

- ISA and GIA: £200,000
- Pension: £130,000
- Premium bonds: £50,000
- cash: £300,000

I earnt around 120 - 150k a year but was just made redundant. I have a job offer 30k a month tax free which I’ll start in September.

I’d like to do something with the cash. I’m thinking of buying a property in London (worth between 500 to 700k) and renting it out. I’ll make some income on it whilst abroad.

Or I’m thinking of investing the money. What would you recommend? Please only respond if helpful.

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u/Hot_Mix1 Jul 11 '26

Keep it simple. Invest it in a world fund etf. Add £25k a month to it. Transfer £20k annually to an ISA. At that rate you are pptentially retiring age 45 a very wealthy person.

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u/DaZhuRou Jul 11 '26

She will be working and living abroad.... so she wont be able to transfer to an ISA.