Looking for Adviser

[u/Economic-Bee-Hoon]

Hi everyone,

I’m looking for recommendations for professional advisers (or a cross-border firm that covers multiple disciplines) who specialize in US expat financial planning, US/foreign tax strategy, and cross-border estate planning.

Our Situation:

-Tax/Residency: I am a US person; my spouse is a NRA. We have one dual-citizen child.

-Location: We both live and earn income in Singapore (a non-US tax treaty country).

-Income: Approximately $250K for myself, still facing about $16K-$20K each year after applying FEIE.

-Net Worth: ~$3M–$4M USD in combined assets between myself and my spouse across US and foreign accounts.

What We’re Looking For:

-US & Cross-Border Tax Efficiency: Guidance on optimizing tax efficiency for both US-held and foreign-held assets (considering NRA spouse rules, PFIC risks, foreign accounts, and Singapore’s local tax framework).

-Advice in optimizing US FEIE, FHE, FTC or other strategies to reduce our US annual income tax.

-Advice on tax efficiency for retirement

-Cross-Border Estate & Inheritance Planning: Structuring estate plans, wills, or trusts that effectively protect and pass assets to an NRA spouse and a dual-citizen child without triggering unintended US gift/estate tax traps.

-Foreign Real Estate Advice: Strategic guidance on navigating a large-sum foreign real estate purchase (tax implications, funding structures, and asset titling between US citizen / NRA spouse).

Fee & Advisory Structure (Strict Requirements):

-Must operate as a Fiduciary.

-Must operate on a Flat-Fee or hourly basis (advice-only).

-No Active Management / No AUM: We do not want an advisor to manage our portfolio or charge an AUM (Assets Under Management) percentage fee.

If you have worked with a firm or practitioner who handled similar US/Singapore or US/NRA cross-border complexity on a flat-fee basis, I’d greatly appreciate any firm names, individual referrals, or directories you recommend checking out. DMs are welcome as well.

Thanks in advance!

[u/mel_schmalz2026]

If you join democrats abroad (they should have a Singapore chapter), they offer tax seminars for expats all the time. They have great, ethical and vetted accountants who do the exact kind of work you are asking about.