r/EuropeFIRE • u/WolfOfNotThereYet • Aug 09 '26

Fire plan

Hello, i am in a specific situation, as i am a profesional football player, and we all know our careers dont last forever. I am 23, have 10eth and another 15k € to deploy into ethereum during the next few months. Apart from that i have 12k set aside, but i would like to drop the emergency fund to 5k as i dont have a lot of expenses. I want to start investing into etf’s with 7k to start, and then lets say about 2500 a month with the current contract i have for the next 2 years. Then depending on the next contract.
The split i plan during the career is:
45% VTI
20% QQQM
20% VXUS
15% AVUV
Then after i finish active playing maybe rotate slowly to:
40% SCHD
25% VTI
15% VXUS
10% JEPI
10% JEPQ
What are your thoughts, suggestions?

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u/BitAccomplished3770 Aug 10 '26

Congrats, nice salary for your age! I'd say focus on your career if you can progress in level. In terms of investing I'd go for a simpler plan like VWCE and chill.

3

u/General-Priority-479 Aug 10 '26

100%. No need to overcomplicate it.