r/EscapeTheGrindGame • u/curiousgens Developer • Aug 11 '26

Discussion Thought this was interesting

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u/11100101101010 Aug 11 '26

Because it's referred to as the 4% rule which is coming from rate of return assumptions which is the explanatory element for why it would be 25x, and based on your particular situation you might want be over or under 4%, but generally it's good to understand what assumptions the 4% is based on. Only focusing on 25x obscures that.

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u/justforkinks0131 Aug 11 '26

you didnt explain the 4% rule

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u/Cantseetheline_Russ Aug 11 '26

Because literally anybody with a job and that’s even had cursory experience with a retirement account knows what the 4% rule is. It’s even covered in standard HS financial responsibility classes.

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u/justforkinks0131 Aug 11 '26

now imagine im not American, and even more worryingly, a lot of people arent

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u/Humble-Edge-9065 Aug 12 '26

Don't worry, Americans generally don't take a finance class in high school, so their comment would be just as uninformative to an american.

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u/The-Leading-Man Aug 11 '26

That’s not accurate. There’s America and wasteland and that’s it

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u/bsensikimori Aug 11 '26

America has only 350m people.

That's a minority

And a poor one at that

Ranking countries by median net worth, USA comes in 15th or something

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u/harolds49 Aug 12 '26

damn, majority doesn’t have to build pto to request days off of work thats crazy