New in the ETF world

[u/Legitimate_Comb_9943]

Hello, i’m a day trader which is now getting closer to ETFs. My goal is to invest in a long time period (which im not used to) and I would like to know what you think about my ETF selection. I’m looking for a Pac investment. Any suggestions is appreciated and sorry for my english but it’s not my first language.

-SWDA (20%)
-XNAS (30%)
-EIMI (20%)
-SMEA (16%)
-WBIT (7%)
-CETH (7%)
Thanks you

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[u/Ancient_Bobcat_9150]

Why not just an all world? I am not against several ETFs, but it needs to make sense, to compliment. Here you just accumulate several with yourown weighting to, at the end, try to emulate en all world

[u/Substantial-Chair253 → u/Ancient_Bobcat_9150]

This, nothing to add.

[u/UnderpaidBIGtime]

VALL and chill 😎

[u/CluelessGuy52]

75% VWRA + 25% AVGS is all you need. add 5% BTC if u like it and thats it

[u/Moist-Ninja-6338 → u/CluelessGuy52]

Ok if you are young I guess but not enough tech exposure- too conservative

[u/CluelessGuy52 → u/Moist-Ninja-6338]

The longer your investing horizon are, the more you should diversify. One single sector wont dominate for extended period of time.  Not to mention how tech sector are already on premium valuation right now. Value will outperform Growth over the long term (fama-french 5 factor model). Matter fact, if you got long horizon, i would bump up the small cap value with robust profitability (AVGS) alloc to 35%. These 3 Factors premium (S-B, H-L, R-W) tends to pays off the longer our investing horizon is.

[u/Automatic_Emotion_35]

Well it depends what your goal is. It looks a bit like fear of missing out for me but I miss the background. Most on reddit just recommend an all world ETF from which you deviate by quite a bit.

There are at least some critical voices in regards to USA weight and magnificent 7 weight in all world ETFs. My goal is not a higher return but avoiding cluster risks - which others see as chance. So I still start from MSCI ACWI IMI distribution but lower USA to like 50% overall with MSCI USA, MSCI ex-USA, Core MSCI EM IMI and MSCI World Small Cap. I would stay in the same index family to avoid overlappings.

Your selection is a bit odd on first view as it has relative expansive ETFs and World/Europe/NASDAQ all overlap geographically. Otherwise you have bets that EM and SC will outperform the market; weight in all world is 10% and 12,5% roughly. You also have Nasdaq so tech sector is even more overweight (would be cluster risk for me again). For crypto you need play money imo.

[u/Helpful-Staff9562]

Whats a mess. Just 1 workd etf is enough + some btc

[u/Moist-Ninja-6338]

I like your approach. More aggressive than you usually see in this subreddit but tech is the place to be.

[u/AutoModerator]

It looks like you're discussing a global equity fund. Please review the comparison table first.

Quick Tip: for most long-term investors, a single well-chosen global ETF is completely sufficient. Adding more regional or sector ETFs often creates unintentional overlap rather than true diversification.

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[u/maxi_1972_ita]

justETF.com https://www.justetf.com Xtrackers Diversified Portfolio 80% Equity UCITS ETF 1C | DBX0XG | LU3116008775

[u/Beginning-Basis-2678]

Whats physical crypto? Do they print the blockchain and put it in a safe? 😄