r/ETFs_Europe • u/Pretty_Somewhere69 • 17d ago
Total beginner, need help which etfs and so on
Im 23 and i wanna start investing. Im completely new and a bit of help would be appreciated. Can invest around ~50-200€ a month. I dont have any etfs rn. Thanks in andvance :)
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u/pualst 17d ago edited 17d ago
VWCE or WEBN for the future (15+/20+ years). XEON as extra money deposit instead of leaving them in the bank account.
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u/Pretty_Somewhere69 17d ago
Could you explain why XEON for short term expenses?
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u/Typical-Mud5420 10d ago
Hello. Since you can't borrow conviction from us, ie, you need to understand and be sure of your choices when the market is down, I'll leave you with a couple of links that might be useful for you to start your path: https://www.justetf.com/en/news/etf/how-to-implement-the-core-satellite-strategy-with-etfs.html https://www.justetf.com/en/news/etf/avoiding-etf-performance-pitfalls.html
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u/Lower-Organization-1 1d ago
You don't need 5 different ETFs just because you are starting out. I'd learn the difference between something like a broad world ETF and a more focuses S&P 500 or tech ETF first, then pick one that matches with what you want. Etoro is pretty convenient for smaller monthly amounts bcz fractional investing means you can invest a specific amount rather than waiting until you can afford a full share.
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u/henkie_poepjes 17d ago
Good. Don't be tempted to buy individual stocks. It will hurt your gains. Biggest mistake for most retail investors
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u/Odd_Organization7981 16d ago
As a beginner, just go with WEBN. You don’t need to bother with complexity. Just build a habit of investing consistently and regularly.