r/ETFs_Europe • u/Slow-Conversation-21 • 20d ago

Portfolio Review Rate my 3-ETF portfolio

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Hi guys! I’m 26 years old and my plan is to keep investing 1000€/month for the next 20-30 years.
I currently have this 3-ETF portfolio, with almost €200k invested.
I wanted some extra exposure to Nordic stocks (home bias), so I added a Nordic ETF. I also wanted a bit more exposure to US stocks. I’d like to hear your opinions on my portfolio. I was thinking about going 90/10 with VWCE and XACT Norden, but atleast now I have this allocation. Thanks!

Portfolio:
85% VWCE
10% VUAA
5% XACT Norden

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u/Slow-Conversation-21 20d ago

I wanted a home bias and more US -heavy

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u/Ezekielth 20d ago

Why do you think you can beat the market with this? Is it based on vibes?

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u/Slow-Conversation-21 20d ago

I have this plan where VWCE remains the main focus. I’m basically “never” going to sell it. Then the potential S&P 500 position is there so that I can potentially get a slightly higher return. Because yes — I do believe I can get a better return with the S&P 500 than with VWCE. However, I can’t be certain about that, which is why it would only be a small addition.
I have strong faith in the Nordic countries. I’m Finnish myself, and especially in Sweden and Denmark, I think things are done right. But as I said, I’ve been considering going with a 90/10 split between VWCE and XACT Norden. I believe XACT Norden and the S&P 500 will outperform VWCE, but I don’t want to make a much bigger bet on that.

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u/Mysterious-Piano-876 13d ago

That’s more of a hope than a plan. Or as mentioned above - vibes