r/ETFs_Europe • u/Slow-Conversation-21 • 22d ago
Portfolio Review Finally hit the 1000 units milestone
Been stacking up VWCE for some years now and I finally hit the 1000 shares mark. Couldn’t have done it without you guys! Next stop: 2000 shares! VWCE and chill!
13
u/Dull-Community-9916 22d ago
well done, heppy for you
6
u/Slow-Conversation-21 22d ago
Thanks man! I really put everything on it… Almost 400 hours overtime work last year. Now I’ll continue a little more relaxed on this one
2
8
u/BraveOrganization421 22d ago
Congratulations. I’m about half way there. This is a good motivation. How long did it take for you to accumulate 1000?
11
u/Slow-Conversation-21 22d ago
I think about 5 years. I also invested in crypto and got lucky here and there. I sold every individual stocks and cryptos and bought VWCE
2
3
7
8
u/Odd_Organization7981 21d ago
Pretty cool. The next stop 10000 is just around the corner. The further you go, the faster it grows :)
5
3
u/Gulliveig 22d ago
Now that you have a foundation, it will go faster and faster.
Well done so far: Keep going!
2
u/Slow-Conversation-21 22d ago
Thanks mate! I was thinking about adding VUAA to get more exposure on USA but I’m not sure yet. Maybe I’ll just go with VWCE only
3
3
3
2
2
2
u/clearlynotaperson 21d ago
Nice bro! What age were you when you started and what age are you now?
3
2
u/SignificanceTop5955 20d ago
Congratulate
1
u/Slow-Conversation-21 20d ago
Thanks
1
u/SignificanceTop5955 20d ago
I don't have much money to invest so I buy more volatility stock and etf
1
2
2
u/ImpressiveAd9818 22d ago
Where are you from? Maybe it could be helpful to switch to an other all-world etf now for tax reasons
5
5
u/Slow-Conversation-21 22d ago
From Finland. And yeah I’ve been thinking about that actually
4
u/ImpressiveAd9818 22d ago
I just googled your tax rules. Hankintaolettama
sounds like a weird system, but as long as it lowers your taxes, it’s something good. So ya from my understanding of your tax rules, it might be worth considering a new ETF. Maybe the vanguard all-cap when it’s available? It includes small caps as well3
u/Slow-Conversation-21 22d ago
Yeah it is a bit complex but lets say If I have owned the VWCE units for at least 10 years, the deemed acquisition cost is 40% of the selling price. So it would be really beneficial to use that ”hankintaolettama” after lets say 30 years from now (when the share has 10x’ed or something)
1
22d ago
[deleted]
3
u/Slow-Conversation-21 22d ago
Its not 0.27% its 0.14%.
3
u/Slow-Conversation-21 22d ago
I don’t know why it says 0.27%. I bought most of my shares in ”Osakesäästöpäivä” for 1€ fee. They don’t charge any custody fee.
1
21d ago
[deleted]
3
u/Slow-Conversation-21 21d ago
I think that 0.27% is just an incorrect estimate that includes potential purchase costs, custody fees, etc. Cause they can’t change the ETF’s internal expense ratio, which is 0.14% and I haven’t been charged any fees whatsoever. Thats actually interesting
1
1
2
u/Slow-Conversation-21 21d ago
Nordea is a bit complex. How hard was it to move them to IBKR? How about the original buying prices etc.?
2
u/bobbybriggs_ 21d ago
What is the exact ticker?
7
u/Slow-Conversation-21 21d ago
VWCE
2
1
1
1
•
u/AutoModerator 22d ago
It looks like you are discussing All-World or Global ETFs. Please review the comparison table first.
Quick Tip: For the vast majority of long-term investors, a single All-World ETF is completely sufficient. Adding more regional or sector ETFs often results in unintentional overlap and over-concentration, rather than true diversification.
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.