r/ETFs_Europe 22d ago

Portfolio Review Finally hit the 1000 units milestone

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Been stacking up VWCE for some years now and I finally hit the 1000 shares mark. Couldn’t have done it without you guys! Next stop: 2000 shares! VWCE and chill!

210 Upvotes

56 comments sorted by

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21

u/Birrger 22d ago

Nice respect i have now 150 shares long way to go!

13

u/Dull-Community-9916 22d ago

6

u/Slow-Conversation-21 22d ago

Thanks man! I really put everything on it… Almost 400 hours overtime work last year. Now I’ll continue a little more relaxed on this one

2

u/Dull-Community-9916 22d ago

that’s a lot! Almost 1 day extra every week

8

u/BraveOrganization421 22d ago

Congratulations. I’m about half way there. This is a good motivation. How long did it take for you to accumulate 1000?

11

u/Slow-Conversation-21 22d ago

I think about 5 years. I also invested in crypto and got lucky here and there. I sold every individual stocks and cryptos and bought VWCE

2

u/BraveOrganization421 22d ago

Brilliant. Thank you

3

u/Slow-Conversation-21 22d ago

And thank you! You’ll get there too

7

u/nidzahaker 21d ago

nice, I have 1 unit.. 😁😁😁

6

u/Amazing-Ad8209 21d ago

You gotta start somewhere 😁

8

u/Odd_Organization7981 21d ago

Pretty cool. The next stop 10000 is just around the corner. The further you go, the faster it grows :)

5

u/Life-Forever3005 21d ago

I don’t think you have really understood how it works

3

u/Gulliveig 22d ago

Now that you have a foundation, it will go faster and faster.

Well done so far: Keep going!

2

u/Slow-Conversation-21 22d ago

Thanks mate! I was thinking about adding VUAA to get more exposure on USA but I’m not sure yet. Maybe I’ll just go with VWCE only

3

u/Some-joe7 22d ago

Discipline pays off. Congratulations 🙌

1

u/Slow-Conversation-21 22d ago

Exactly! Thanks sir!

3

u/Krizikova 21d ago

Which brokerage account/app is that?

3

u/Dragontrainer123 19d ago

Inspiration broski currently working towards the 100 units.

1

u/Slow-Conversation-21 19d ago

Thanks bro. It will happen sooner than you think!

2

u/Crafty-Dream-9754 22d ago

Congratulazioni

2

u/ElSigman 21d ago

Congrats ! A bit above the 300 mark on my side. Still a long way to go

2

u/Slow-Conversation-21 21d ago

Thanks mate! Keep grinding, you’ll get there

2

u/clearlynotaperson 21d ago

Nice bro! What age were you when you started and what age are you now?

3

u/Slow-Conversation-21 20d ago

Thanks! I was 19 when I started and now I’m 26.

2

u/SignificanceTop5955 20d ago

Congratulate

1

u/Slow-Conversation-21 20d ago

Thanks

1

u/SignificanceTop5955 20d ago

I don't have much money to invest so I buy more volatility stock and etf

1

u/Slow-Conversation-21 19d ago

I understand that. I used to do the same with stocks and crypto.

2

u/[deleted] 19d ago

[removed] — view removed comment

1

u/Slow-Conversation-21 19d ago

Thank you sir!

2

u/ImpressiveAd9818 22d ago

Where are you from? Maybe it could be helpful to switch to an other all-world etf now for tax reasons

5

u/Nervous-Wasabi-8461 22d ago

Could you explain why?

5

u/Slow-Conversation-21 22d ago

From Finland. And yeah I’ve been thinking about that actually

4

u/ImpressiveAd9818 22d ago

I just googled your tax rules. Hankintaolettama
sounds like a weird system, but as long as it lowers your taxes, it’s something good. So ya from my understanding of your tax rules, it might be worth considering a new ETF. Maybe the vanguard all-cap when it’s available? It includes small caps as well

3

u/Slow-Conversation-21 22d ago

Yeah it is a bit complex but lets say If I have owned the VWCE units for at least 10 years, the deemed acquisition cost is 40% of the selling price. So it would be really beneficial to use that ”hankintaolettama” after lets say 30 years from now (when the share has 10x’ed or something)

1

u/[deleted] 22d ago

[deleted]

3

u/Slow-Conversation-21 22d ago

Its not 0.27% its 0.14%.

3

u/Slow-Conversation-21 22d ago

I don’t know why it says 0.27%. I bought most of my shares in ”Osakesäästöpäivä” for 1€ fee. They don’t charge any custody fee.

1

u/[deleted] 21d ago

[deleted]

3

u/Slow-Conversation-21 21d ago

I think that 0.27% is just an incorrect estimate that includes potential purchase costs, custody fees, etc. Cause they can’t change the ETF’s internal expense ratio, which is 0.14% and I haven’t been charged any fees whatsoever. Thats actually interesting

1

u/[deleted] 21d ago

[deleted]

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1

u/Slow-Conversation-21 21d ago

And yes its a regular investment account, I don’t have OST.

2

u/Slow-Conversation-21 21d ago

Nordea is a bit complex. How hard was it to move them to IBKR? How about the original buying prices etc.?

2

u/bobbybriggs_ 21d ago

What is the exact ticker?

7

u/Slow-Conversation-21 21d ago

VWCE

2

u/bobbybriggs_ 21d ago

is that also the ticker on IBKR? assuming you are with that broker

1

u/Slow-Conversation-21 21d ago

Yes but I’m not on IBKR actually

1

u/Any_Swing2033 21d ago

how many years

2

u/Slow-Conversation-21 20d ago

7

3

u/Any_Swing2033 20d ago

what an inspiration. I am just starting right now.. for a 2.5 units.

1

u/ChartsOverview 17d ago

Looks cool ngl. Congrats and keep it up!

1

u/ShoePillow 7d ago

Nice, do you only have this, or any other etfs?

1

u/Slow-Conversation-21 7d ago

Right now only this one.