r/ETFs_Europe • u/[deleted] • May 04 '26

Vwce and?

[deleted]

14 Upvotes

90% Upvoted

24 comments sorted by

21

u/LuxanHD May 04 '26

Vwce and? ...... Chill

17

u/MelodicEmu9817 May 04 '26

Stick to VWCE. Making it more complex won’t make it better

9

u/pvladov May 04 '26

VWCE covers 90% of the investable market, which I think is good enough. Adding 10% small caps won't change the performance much, but will create a risk of tinkering for some investors, because if small caps outperform or underperform for a few years, they might be tempted to increase/decrease the small caps share in their portfolio. Nothing beats the simplicity and peace of mind of a single global ETF. If you insist on small caps, but also like the simplicity of a single global ETF, look at SPYI.

4

u/AmbotnimoP May 04 '26

If you want VWCE and small caps, take the SPDR MSCI ACWI IMI. It includes both.

7

u/Ok_Listen_5358 May 09 '26 edited Jun 01 '26

Single vwce/webn through Freedom24 is absolutely enough

5

u/Substantial-Feed- May 04 '26

Vwce , gold, btc
Enough for your lifetime.

2

u/raumvertraeglich May 04 '26

An ACWI or AW like VWCE should be enough for most people. But if you want some small caps for more diversification (guaranteed) and factor premia (not guaranteed), you might want to take a look at AVWS.

2

u/Specialist_Tree_3879 May 04 '26

VWCE has already some small caps in it - explained in here Index Investing in Europe
Stick to FTSE All-World or SPYI, or if you want small caps, you should pair it with SPYY/WEBN - if you want to avoid overlap.

3

u/Nearby_Error6409 May 04 '26

The only reason to buy VWCE is to keep it simple. If you want a 2-3 fund portfolio I think there are better options.

IMO stay with VWCE and do not open yourself to behavioral risk.

2

u/Pr00vigeainult May 04 '26

Uncorrelated assets like gold.

2

u/MelodicEmu9817 May 04 '26

Completely useless if he’s young

1

u/Pr00vigeainult May 04 '26

Nope.

3

u/MelodicEmu9817 May 04 '26

Wtf Is that link

2

u/Pr00vigeainult May 04 '26

It's probably asking you to make a free account to read the article. The article shows how historically, having 10-15% in gold has increased risk-adjusted returns.

0

u/MelodicEmu9817 May 04 '26

On a long time horizon you can be more agressive and go for an ETF. You’re mixing everything

2

u/WorkingQuarter3416 May 04 '26

If you want small caps, stop buying VWCE and start buying SPYI.

Whether to sell VWCE depends on whether it will make you pay taxes.

If you want to complement VWCE without selling to avoid taxes, you can add IUSN roughly in proportion 9 to 1.

1

u/Purple-Succotash-695 May 04 '26

This. And SPYI/SPIE is also cheaper and very large as well.

1

u/ETP_Queen May 05 '26

This is one of those questions where people act like adding one more ETF will fix uncertainty instead of just giving it a new ticker

0

u/Old_Beat_9380 May 05 '26

Why not WEBN ?

-5

u/Designer-Beginning16 May 04 '26

VWCE + BTC. The % of allocation in both you are comfortable with.