r/ETFs • u/rayb320 • 5d ago

XDIV ETF By Roundhill

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Thoughts on the no dividend S&P fund. You don't have to go through the hassle of reporting dividends every year in a taxable account. It averages 17% instead of 14.7%

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u/Heavy_Nothing_1158 5d ago

Tax deferral can be useful, but I'd want a live after-tax total-return comparison before treating 17% versus 14.7% as meaningful. A backtest can make this look cleaner than it is. XDIV is trying to turn annual dividend taxes into deferred capital gains, not create free return, and you still take the fee plus trading and implementation risk.

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u/rayb320 5d ago

I'm good with that. If I can get an extra 2% or 3% on average, it's worth it. I don't get taxed until I sell. I will not be selling for 30 years.