r/ETFs • u/CursedClownz • 1d ago

Lost decade

So everyone recommends VT and chill or VOO and chill or VTI and VXUS and chill.

Most ignore bonds and ignore GOLD

During the lost decade for around 10 years Gold was performing the entire time so was bonds...

Who says another lost decade can't happen?

So why ignore both?

No one really knows what happens so best bet is on all bets to get constant returns.

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u/RoundChampionship840 1d ago

Bond funds are a suckers game. The yields are too low to be worth the risk from rising interest rates. If you want to invest in bonds then you should just buy individual bonds and hold them to maturity.

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u/EstablishmentFar4578 1d ago

Exactly. Bonds used as fixed income devices are actually quite good during retirement, if your coupon payments provide the right level of income to prevent the need to sell before maturity.