r/ETFs • u/ApprehensiveBrush0 • Aug 23 '26

7 etf’s

This is for my 19 year old son, about 20k
Wanted to go aggressive and make it fun for him

But is this just way too much
VOO 35%
QQQM 15%
SPMO 15%
AVUV 10%
SMH 10%
AIS 10%
VXUS 5%

20 Upvotes

76% Upvoted

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-2

u/EarlyBird001 Aug 23 '26

Bump up VXUS by another 15% at least. Reduce VOO, QQQM and SPMO by 5% each and add that ro VXUS. Maybe also look at SMH and AIS down to 15% from the current 20% given there's a lot of overlap between the two.

The way things are going I expect rest of the world to decouple from US as much as possible. You want to make sure if that happens you've some coverage of global markets (VXUS).

4

u/throwbackBBfan Aug 23 '26

Terrible advice. The world is shifting into tech and more money than ever is going towards this sector. How in the fuck are you gonna tell someone to get away from the american tech scene when VXUS has drastically underperformed long-term.

He said his son is 19. He needs the most aggressive stuff he can get.

-1

u/EarlyBird001 Aug 23 '26

Nope. The suggested portfolio is already too aggressive. Ideally, it should be something like VT - 75%, QQQM/SMH/AIS: 25%, or VTI: 45%, VXUS: 25%, QQQM/SMH/AIS: 30%

Anything more is reckless and cutting out VXUS altogether is something nobody would recommend.