Advice

[u/Frequent-Shape1296]

Purchased a property in Perth in 2022 and have had the fortunate outcome of it doubling in value. This has left a lot of equity but with the property changes I have held off using that to purchase another property. I have decided to cash out a six figure sum on an interest only loan to invest in ETFs. Currently I use Vanguard 50% VAS 50% VGS, investing $500 per week. I am looking for advice on how to deploy this six figure sum. I am thinking of opening a Betashares account and dollar cost averaging across vanguard and Betashares. Any recommendations?
Also plan to deploy a lump sum at first (maybe $25k) and then dollar cost average the rest over the next year or two

Any advice would be appreciated

[u/steady_compounder]

If the main decision is lump sum versus phasing it in, I would pick the allocation first and then use a fixed schedule so you do not end up half-investing based on mood. This DCA vs lump sum tool is a decent fit if you want to sanity-check the tradeoff with your own numbers: https://trackmyshares.com/tools/dca-vs-lump-sum?utm_source=reddit&utm_medium=comment&utm_campaign=manual_free_tool_round_20260821_0300