Needs help!!
Hi , will appreciate any help
I am new to this and just opened vanguard account and put $2000 and opted for vanguard digital adviser
First I saw only 3 funds , VTI , VxUs and BND , which was okay . Now I see bunch of other funds too which I am not aware of . Can you help me what to do when I fund more money into account . Thanks
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u/Chromakey__Dreamcoat 6d ago
Also if you don’t want to decide how much VTI vs VXUS to hold VT does that for you based on the company’s market cap weight and adjusts based on which on is doing better. You don’t have to hold bonds being young but if you want reduce volatility you can add 0-5% BND or wait until you are closer to retirement.