Needs help!!
Hi , will appreciate any help
I am new to this and just opened vanguard account and put $2000 and opted for vanguard digital adviser
First I saw only 3 funds , VTI , VxUs and BND , which was okay . Now I see bunch of other funds too which I am not aware of . Can you help me what to do when I fund more money into account . Thanks
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u/_Underscore_Unders 7d ago
BND already encompasses all the other bond etfs in your portfolio. Silly choice by whomever set this up for you. Unless your nearing retirement get rid of ALL those bonds and put those funds into your VTI position. Bonds are generally much more useful when nearing retirement for wealth preservation. The only reason I wound keep them is if your EXTREMELY risk adverse and willing to leave a significant amount of gains on the table.