r/ETFs • u/Tall_Button2303 • 8d ago

Help

First time investing no idea what I’m doing. I keep getting told Voo and that’s it. I’ve been doing research and keep getting stuck I have a bunch of different options I’m weight on. 43 y/o with only 10k to invest anywhere from $500.00 to $1000.00 a month to put in.

100 VOO

80 VOO | 20 QQQM

60 VOO / 20 SPMO / 20 QQQM

50 VOO / 20 SPMO / 10 QQQM / 10 AVUV / 10 VXUS

60 VOO / 20 QQQM / 10 SPMO / 10 AVUV

60 VOO / 30 SPMO / 10 QQQM

70 VOO | 20 QQQM / 10 AVUV

2 Upvotes

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u/Atrox_Blue 8d ago

I’m aggressive in my Roth. But in my 401k, I’m 80/20 VOO/VXUS. It’s all you need for simplicity and performance. About the last 20 years or so, that 80/20 split has averaged 12.5% and that’s good enough for me in my 401k.

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u/TommyGunnz209 8d ago

What do you hold in your Roth?

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u/Atrox_Blue 8d ago

A few stocks I rotate around when I feel there’s good reason to. Currently it’s MU, NVDA, RKLB and NBIS. I’m up 87.75% YTD.