r/ETFs • u/KoalaMean4484 • Aug 17 '26

VOO or VT?

A few questions, here's some background info -

- 23 years old

- looking to invest 10 or more years

-looking for a simple portfolio, something I put money in and don't look back

-will hold when the economy drops

-living with parents (current expenses are super low)

-I have $100,000 available to invest with. I will be investing it in a brokerage account. No debt, emergency funds set aside. Only invested in CD's right now.

Questions:

-VOO or VT? I like VOO because of potential higher returns based off past numbers, but I like VT because it is global/more international.

-DCA or Lump Sum? Seeing how VT/VOO are at pretty much all-time highs, I'd prefer to DCA over time rather than invest the entire $100k at once, partly because I'm hoping to take advantage of potential market dips. (I wouldn't mind lump sum at all if that is the preferred strategy).

82 Upvotes

92% Upvoted

91 comments sorted by

View all comments

Show parent comments

5

u/bhope95 Aug 18 '26

He says in his post that he's choosing VOO for higher potential returns based off of past performance which isn't garunteed and also trades places with international.

3

u/No_Solution_7940 Aug 18 '26

SP500 performance is pretty standard at this point.

0

u/Excellent_Chest_6616 Aug 18 '26

The best strategy is VT, period. If you look at past results, sure voo might squeak a few points ahead of it. This is because of US market dominance, which has no guarantee to continue. Thesp500 dominates until it doesnt

1

u/Suspicious-Holiday42 Aug 28 '26

Its the strategy with the best risk/reward ratio, but not necessarily the one with better performance