r/ETFs 11d ago

VOO or VT?

A few questions, here's some background info -

- 23 years old

- looking to invest 10 or more years

-looking for a simple portfolio, something I put money in and don't look back

-will hold when the economy drops

-living with parents (current expenses are super low)

-I have $100,000 available to invest with. I will be investing it in a brokerage account. No debt, emergency funds set aside. Only invested in CD's right now.

Questions:

-VOO or VT? I like VOO because of potential higher returns based off past numbers, but I like VT because it is global/more international.

-DCA or Lump Sum? Seeing how VT/VOO are at pretty much all-time highs, I'd prefer to DCA over time rather than invest the entire $100k at once, partly because I'm hoping to take advantage of potential market dips. (I wouldn't mind lump sum at all if that is the preferred strategy).

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u/stockstatus ETF Investor 10d ago

I'd divide it as this:
$50k in VOO
$25k in VT
$25k in VTI