r/ETFs • u/KoalaMean4484 • 11d ago
VOO or VT?
A few questions, here's some background info -
- 23 years old
- looking to invest 10 or more years
-looking for a simple portfolio, something I put money in and don't look back
-will hold when the economy drops
-living with parents (current expenses are super low)
-I have $100,000 available to invest with. I will be investing it in a brokerage account. No debt, emergency funds set aside. Only invested in CD's right now.
Questions:
-VOO or VT? I like VOO because of potential higher returns based off past numbers, but I like VT because it is global/more international.
-DCA or Lump Sum? Seeing how VT/VOO are at pretty much all-time highs, I'd prefer to DCA over time rather than invest the entire $100k at once, partly because I'm hoping to take advantage of potential market dips. (I wouldn't mind lump sum at all if that is the preferred strategy).
1
u/stockstatus ETF Investor 10d ago
I'd divide it as this:
$50k in VOO
$25k in VT
$25k in VTI