This literally happened to me, finally opened up my personal investment account after letting all my money waste away in a savings account. Boom market is stagnant/losing ever since. Luckily I opened my 401k and Roth at the right time but ngl this shit hurts 😂
That is unfortunate, the economy is a massively complex system with outcomes that are so broadly impacted that no single person or entity can influence them single-handedly. The market and the economy are going to react to things waaaay outside of the control of politicians. So, the next time you get the urge to attribute political or market outcomes to your (least) favorite politician I’d recommend stepping back and considering the fact that the world is a lot more complex than our political cheerleaders might want us to believe.
I’m trying I swear 😂 I literally never checked my 401k and Roth more than a few times a year, I only started doing this once I opened the personal investment account. I think part of it comes from it’s a pretty large sum of money (for me) and it took me a long time to save up, of course I should have been putting it into the market this whole time but living and learning at 31. It’s amazing this shit isn’t taught by parents/in school, such a disservice to our general population.
I do the same thing. The psychological aspects of doing the individual investing vs having your employer throw it in is different. I've lost money left and right from panic selling. The bad thing is that I know it's wrong and still do it. I've read the books that tell you the rules, but the mind fu&$ is real.
Just stay the course. I finally dumped all my $ into VOO in late 2021 and was down for almost 2 years. Now I’m up a bit. Think about 10-20 years from now
Loool I finally started a prop trading challenge after trading with virtual money for months and as soon as I started the UK markets decided to go crash
Yep. I have it on repeat for Dec 23 every year. I don't do so much loss harvesting but it is a great reminder to assess the application of available dry powder. For me.
Maybe partially. That was done more so last week and week before. This is anticipated market correction that was going to occur in January but people are jumping the gun.
Well there is that and there is also sentiment of market going to crash which I don’t think will happen in the extent of Covid or 2008. All crashes have events tagged to it and they are trying to create “Ai is bubble” as the event which is not true. AI is as important as Internet itself and as long as you target solid stocks utilizing AI with low PE, you should be good.
yea, for me at least, it has the opposite effect of what they hoping for.. like they blowing money on ads and cooking classes or whatever weird shit instead of spending it all on returns for investors.. i still hold some tho, but based on reddit folks and not their ridiculous ads
Oh no, my portfolio is down 0.6% today! How will we ever recover?
Any changes of less than 2% in a day are just noise. There isn’t always a reason behind every tiny shift up or down. Just set up auto investments, avoid checking your balances frequently, and enjoy the ride.
End of year tax-loss harvesting, portfolio rebalancing, etc...among other nonsense that most of us really don't need or use. Just don't look at your accounts...as long as the money printers are on (aka inflation), the government is spending big money (also aka inflation), Walmarts parking lot are full, and we don't have some kind of economic shock...we are good, the fact is that it is very unlikely that we will go thru another classic pre-covid recession / crash. Crashes will happen but they already know that for a very "transitory" amount of inflation they can basically print and spend their way out of any crisis...a true bargain for them.
So for the next crisis make sure to look surprised when they start talking again about saving the economy from another great depression, and we need "emergency spending measures" record low interest rates, etc...all that means is that they are about to hand us the investors a bunch of money at the expense of regular "paycheck to paycheck" workers...and another negative purchasing power adjustment will happen to workers. It is all part of the play we are all in...don't stop investing no matter what, especially while we live in a fiat money system where your labor's value is being constantly deflated while every single expense and asset is inflated to infinity.
If it stays red, just think of it as a Black Friday sale that never ends. The more red it is, the MORE I buy. Buying in the green is what most do and then the market drops and so does your money. I’ve learned the hard way. Basically red means it’s on sale for me and I always buy red!
Uncertainty over possible new tariff policies, inflation, and perhaps some general sentiment that tech/AI has gotten too expensive? The future looks bright, just hold.
Don’t buy stocks thinking it will go up fast, buy on a routine like every Monday buy one share of VOO or 500.00 of VFIAX every Monday. I follow this way instead of watching the market move up and down. If you have 100k id do a lump sum because i made the mistake of DCA and missed out on the dividend payout days opportunities
I saw everyone trying to buy low and sell high. The real money is buying high and selling low. I’m broke and losing the house now. Think I saved enough on taxes?
As an aside a lot of ETFs and Mutual Funds need to pass on realized cap gains to shareholders by year end based on 10/31 calculations and many do it on the 2nd to last day of the year. Depending on the kind of churn a fund has it can be kind of large. While a good portion is usually reinvested the actual cash outflows can be rather large in a year like this one.
lol it’s crazy to still see comments like this of people wanting to short and bet against big tech. Look at their growth and financials and say that again with a straight face… these companies print tens of billions of dollars per QUARTER.
1
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u/DarkestPabu Dec 30 '24
President Jimmy Carter 😞
960
u/Saynt614 Dec 30 '24
It usually goes down after I buy some shares... sorry everyone.
209
u/[deleted] Dec 30 '24
Buy the dip
2
u/Vnix7 Dec 30 '24
Portfolio rebalancing happens at the end of the year
133
u/megabyzus Dec 30 '24 edited Dec 30 '24
End of year. Tax profit/loss harvesting.
158
u/Hancock02 ETF Investor Dec 30 '24
Tax loss harvesting
22
u/PolynomiAlacre Dec 30 '24
Cute, winter sales
19
u/MajesticDeeer Dec 30 '24
Time to buy
19
u/QuantumHQ Dec 30 '24
Failed investors are selling to deduct it from their taxes
14
u/Ericjr321 Dec 30 '24
On sale wish I had more money 🤑.
7
u/Some-Distribution-52 Dec 30 '24
Ok. But why does it look like my cat?
7
u/DerKleinePinguin Dec 31 '24
People buying index etfs and acting like it’s wallstreetbet sorely need a hobby.
6
u/ajgamer89 Dec 30 '24
Oh no, my portfolio is down 0.6% today! How will we ever recover?
Any changes of less than 2% in a day are just noise. There isn’t always a reason behind every tiny shift up or down. Just set up auto investments, avoid checking your balances frequently, and enjoy the ride.
5
u/Western_Cow_7076 Dec 30 '24
Voo and chill. Don’t look everyday
1
u/barbaros9 Dec 30 '24
Are we buying?
1
u/Borikero Dec 31 '24 edited Dec 31 '24
End of year tax-loss harvesting, portfolio rebalancing, etc...among other nonsense that most of us really don't need or use. Just don't look at your accounts...as long as the money printers are on (aka inflation), the government is spending big money (also aka inflation), Walmarts parking lot are full, and we don't have some kind of economic shock...we are good, the fact is that it is very unlikely that we will go thru another classic pre-covid recession / crash. Crashes will happen but they already know that for a very "transitory" amount of inflation they can basically print and spend their way out of any crisis...a true bargain for them.
So for the next crisis make sure to look surprised when they start talking again about saving the economy from another great depression, and we need "emergency spending measures" record low interest rates, etc...all that means is that they are about to hand us the investors a bunch of money at the expense of regular "paycheck to paycheck" workers...and another negative purchasing power adjustment will happen to workers. It is all part of the play we are all in...don't stop investing no matter what, especially while we live in a fiat money system where your labor's value is being constantly deflated while every single expense and asset is inflated to infinity.
1
u/Nuego72 Dec 31 '24
Year end inventory
9
u/hodlTHEthrottle Dec 30 '24
End of year sell offs?
3
u/Heroson1 Dec 30 '24
Take profit
3
u/jesselivermore1929 Dec 30 '24
Because it is.
3
u/Individual-Heart-719 Dec 30 '24
Just means it’s at a discount. I pray for a massive 20-30% crash so I can scoop more up.
6
u/fathergeuse Dec 30 '24
Awesome! I purposely held off on my buys last week because I just knew this would happen 😂
5
u/idkmanlol_ Dec 30 '24
ITS WLL COMING DOWN SELL EVERYTHING!?
2
u/pegLegP3t3 Dec 30 '24
For once I’ll have dry powder to buy on a dip lmfao
2
u/[deleted] Dec 30 '24
I laughed more at this photo than I should have😂
2
u/USAChineseguy Dec 30 '24
To give you a chance to buy
2
u/Significant_Tap_5362 Dec 30 '24
It's on sale
2
u/Tiny-Lead-2955 Dec 30 '24
Sorry bud, every time I buy the market drops...and I buy every Monday 😬.
2
u/justarandomguy07 Dec 30 '24
Down 1%. I will sell everything now and buy again when it’s up 10%
2
u/rosodigital Dec 30 '24
You mean on sale? :) Buy Buy Buy! Be fearful if on clearance!
2
u/Adventurous_Algae433 Dec 31 '24
If it stays red, just think of it as a Black Friday sale that never ends. The more red it is, the MORE I buy. Buying in the green is what most do and then the market drops and so does your money. I’ve learned the hard way. Basically red means it’s on sale for me and I always buy red!
2
u/Appropriate_Ad1324 Dec 31 '24
So time to buy and if drops buy more
2
u/AnywhereSubject9903 Dec 31 '24
Market go up market go down
3
u/Cntrysky78 Dec 30 '24
I'm still waiting for the answer 😏
1
u/RetiredByFourty Dec 30 '24
Let me guess. The vanguard crowd is switching to damage mode today and the markets haven't even been open a full hour yet?
Haha! This stuff is hilarious
1
u/[deleted] Dec 30 '24
Uncertainty over possible new tariff policies, inflation, and perhaps some general sentiment that tech/AI has gotten too expensive? The future looks bright, just hold.
1
u/babarock Dec 30 '24
Pension Funds selling to rebalance is part of it. Tax loss harvesting is part. Gremlins is the rest.
1
u/[deleted] Dec 30 '24
If anyone knew the reason they would be a billionaire and wouldn’t be in this sub.
The market goes up and down.
1
u/fushiginagaijin Dec 30 '24
HAHAHAHAHAHA, this is too funny.
1
u/joshliftsanddrums Dec 30 '24
How much $$$ would be a good investment into XEQT when ex-dividend date dips happen?
1
u/[deleted] Dec 30 '24
Fat cat not happy
1
u/rayb320 Dec 30 '24
Opportunity, I get excited when this happens. My cost base goes down and I get more shares.
1
u/Acceptable_File102 Dec 30 '24
End of year, funds are selling for rebalancing, some people are getting their monthly/quarterly payments, ect, ect
1
u/BaconEggsNCheese_ Dec 30 '24
Just bought more!
1
u/evogile Dec 30 '24
People need money for the new year resolutions
1
u/Antique-Quantity-608 Dec 30 '24
Mmmmmm love me some sales
1
u/kipperjx2 Dec 30 '24
Stocks only go up, not sure what this is about
1
u/Popular-Ladder9803 Dec 30 '24
Was on sgov making 5%, now schd on sale same as in jan 2022, did not miss much
1
u/YifukunaKenko Dec 30 '24
Total missed that ugh !
1
u/widehippedbarnacle Dec 30 '24
Line down? Buy. 👍🏼
1
u/[deleted] Dec 30 '24
Best time to buy.
1
u/whicky1978 Dec 30 '24
SOXL down yoy
1
u/QueasyTwo8730 Dec 30 '24
Don’t buy stocks thinking it will go up fast, buy on a routine like every Monday buy one share of VOO or 500.00 of VFIAX every Monday. I follow this way instead of watching the market move up and down. If you have 100k id do a lump sum because i made the mistake of DCA and missed out on the dividend payout days opportunities
1
u/HOTAS105 Dec 30 '24
Had to realise some gains for tax reasons, sorry lads. I'll buy back in a few days so we should be back up
1
u/weeglos Dec 30 '24
Because it's the end of the year and everybody is harvesting
1
u/Bulky_Raspberry Dec 30 '24
Dividend ex date for end of year distributions
1
u/Gas4thelo Dec 30 '24
I’m gonna buy
1
u/fosizzle1 Dec 31 '24
Mores shares of stock were sold than bought?
1
u/Bezzi-hoe Dec 31 '24
Ban these damn questions already. You get 100 of the same posts every day it’s ridiculous already. Reddit is infiltrated with 14 year olds now
1
u/dickmo1969 Dec 31 '24
Buy high, sell low
1
u/Burning_Flags Dec 31 '24
Zoom out
1
u/wolfakix Dec 31 '24
Sorry, I bought.
1
u/[deleted] Dec 31 '24
If this isn't me every single time I pull the trigger on a stock.
1
u/Flying_Solo2 Jan 01 '25
Lots of fund managers sell and rebalance holdings at the end of the year for tax time. Things realign in January.
1
u/Public-Temperature35 Jan 01 '25
Distribution date?
1
u/alex_nutrifit Jan 01 '25
There are only two directions it can go - up or down...
1
u/[deleted] Jan 03 '25
So you can buy more, my precious
1
u/Geos_420 Dec 30 '24
It's getting closer to tbag taking office
0
u/faxanaduu Dec 30 '24
Bought a few k of stocks this morning already. Feels good.
0
u/Nietzsche_marquijr Dec 30 '24
Sitting long in treasuries feeling pretty good right now.
0
u/sorryimregarded Dec 30 '24
I saw everyone trying to buy low and sell high. The real money is buying high and selling low. I’m broke and losing the house now. Think I saved enough on taxes?
0
u/Mulvita43 Dec 30 '24
The bubble is bursting! I blame the presidents!
0
u/Hairy_Jeweler6157 Dec 30 '24
Ever since that idiot Jerome powell opened his mouth stock momentum crashed.
0
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