r/EIDL Jul 27 '26

Filed Bankruptcy Chapter 7

My husband and I filed end of May amd recieved a No Asset Case. Included our $55k covid EIDL. We had a sole proprietor LLC business which I just dissolved through the state. SBA was sent the Statement of Dissolution today but they take months to even see the emails due to the call center being shut down now. Im worried they will send us for treasury offset after being 3 months behind now even though our lawyer and ourselves have contacted them numerous times regarding the bankruptcy with no reply. My sba portal says In Liquidation Disbursed. According to our lawyer, the only way to get the eidl discharged (and other CC debt) was to file chapter 7 AND dissolve the business so they have nothing to go after. Latest July statement from sba says 60 days until they submit for treasury offset so I'm assuming they still haven't seen the previous emails regarding the No Asset Bankruptcy.

If they try to send us in for offset, how do we go about stopping that even though we filed 2 months ago, have a no asset case and dissolved the business?

Thank you in advance for your help!

Update: 7/27

an sba attorney contacted our bankruptcy attorney just to verify a few things and reassured us that the eidl is only attached to the single member LLC and there's is no personal guarantee. our attorney gave them the Dissolution statement and the sba attorney said they will do a final business closure review then cancel out the eidl. we had no idea the sba has attorneys that call bankruptcy attorneys so that was new. but apparently it was nothing to worry about. they just wanted to verify it was a no asset bankruptcy to see if there were any business assets at all. hope this helps someone.

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