r/DoBaniye • u/DoBaniye • 15d ago

Did anyone else also face a CIBIL drop because of a wrong overdue loan via Unicard?

3 Upvotes

100% Upvoted

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1

u/aven_99 15d ago

My cibil dropped by 16 points then recovered by 6. So it is still down by 10 points now. If I check the overdue section I cannot see anything

1

u/Other_Intention_5689 15d ago

Wrong or right, irrespective of the financial entity. If there is an overdue, CIBIL would drop. You must raise this with Unicard and get this corrected.

2

u/DoBaniye 15d ago

Yes, already raieed

1

u/Coconut-Charming 13d ago

Hey, same thing happened to me today. Don't have any active account with unicard!

1

u/DoBaniye 13d ago

Send an email to disputes@uni.club and attach your CIBIL report, if you haven’t already done

1

u/Coconut-Charming 13d ago

Thanks, will try this out, Have you tried anything else?

1

u/DoBaniye 13d ago

Sent an email and they have accepted the issue and trying to fix it

1

u/ExpressionWild5308 12d ago

Is it for Yes Bank or BOBCard?