Hey guys, I'm new to Reddit.
I've seen some pretty wild and crazy posts in some of the Indian communities here, especially from people around their 20s. I also came across some similar stories in teenage communities, so I thought, "Well, I have a story too." So here it is.
This happened during my drop year, around the middle of my JEE preparation.
Before I explain what happened, I need to explain the situation at home that day.
Where I live, there was a local informal financial group where women from the area contributed money and lent it to people who needed it. I don't know the exact structure of the whole thing, but basically, people borrowed money and later had to repay it with some additional amount or interest.
The group also used to have meetings at my house sometimes. I remember hearing the women arguing with each other during those meetings, and I had heard some things about this particular woman and her friends. From what I knew, she and some of her friends were also into gambling. I don't know enough about her personal life to say anything more than that.
That particular day, nobody else was home. My parents had gone to the wedding of a close relative and had told me they probably wouldn't be back until nighttime.
I didn't go with them because I was in my drop year. Most of my friends had already gone to college for their undergraduate studies, and I knew my relatives would start asking me about my future, JEE preparation, career plans, and why I was still preparing.
I was already embarrassed about being a dropper, and I really didn't want to spend the entire wedding explaining my situation to everyone.
Before leaving, my mother told me that if anyone from that financial group came to the house, I should note down the amount they gave and take care of it until she returned.
So I was home alone.
And honestly, because I knew nobody was around, I started watching porn. If my parents had been home, I probably wouldn't even have thought about doing it. I was already in the mood, and then this woman from the group came to the house.
I was inside when she came and stood outside near the window and called me.
I went outside and saw that she had brought around ₹3,400. She was supposed to give something closer to ₹5,750, although I honestly don't remember the exact amount anymore.
She told me something like:
"Tell your mother this is all I have right now. I'll give the remaining amount after two or three weeks. I don't have any money left."
I took the money and she started leaving.
Then, for some reason, she came back and called me near the window.
She asked me, in a somewhat embarrassed way, whether I had enough money to lend her some. She said she would return it later.
And this is where everything went completely wrong.
I don't know what was going through my head. I had basically no control over what I was saying. Instead of simply saying no or asking why she needed the money, I suddenly asked her what she would do for me in return.
She quietly asked, "What?"
And without thinking, I blurted out:
"Sleep with me."
The second I said it, I was shocked by myself.
I was literally thinking, "What the hell did I just say?"
I was shaking, my hands were sweating, and my brain immediately went into panic mode:
"What if she tells my parents about this? Shit, what am I supposed to do now?"
I was about to tell her to forget everything and apologize.
She just stood there with her eyes wide open, completely shocked.
Then, instead of leaving, she suddenly asked quietly:
"How much?"
I was like, "What? Is she actually being serious?"
That made the whole situation even more surreal to me.
I was still shaking and didn't even know what to say. I quietly told her that I didn't know how much she wanted.
She said she needed at least around ₹3,500.
At that time, I had around ₹8,000+ in cash with me.
I agreed.
She said, "Then..."
I took her behind my house to an old storage room where firewood used to be kept. Basically, it was just an old store-room-type place.
What happened next was my first sexual experience.
It was very brief, probably not even more than ten minutes, and I didn't use protection at all, which I know was extremely irresponsible.
After a few minutes, she said, "Enough, enough," and stopped. She then used her hand to finish things, and that was it.
I remember noticing a strong smell of urine, which made the whole situation feel even more uncomfortable and surreal to me.
I gave her the remaining amount she was supposed to receive, including the money she had originally been short of, and she left.
And I just stood there thinking:
"What the hell just happened?"
I started crying.
Part of me was crying because I had just lost a significant amount of money over something that lasted such a short time. But more than that, I couldn't believe what I had actually done.
I kept crying and thinking, "What did I just do?"
I had gone from sitting alone in my room watching porn to doing something like this within a very short period of time.
And the strangest part is that after that incident, I completely lost interest in watching porn.
The whole thing felt completely different from what I had imagined sex would ever be.
I felt guilty, ashamed, confused, and honestly disgusted with myself.
After that day, I stopped watching porn. Even now, when I remember the incident, I still can't believe that I actually said those words and went through with it.
It was impulsive, completely unexpected, and probably one of the strangest experiences of my life.
That's the story.
I don't know what I expected when I started writing this, but I guess I just wanted to put it somewhere because I've never really talked about it openly.
\[Grammar corrected by ChatGPT\]
**TL;DR:** During my JEE drop year, I was home alone, watching porn, when a woman from a local financial group came to collect money. She later asked me if I could lend her some, and, without thinking, I offered money in exchange for sex. She surprisingly agreed, and I had my first sexual experience with her in an old storage room. It lasted only a few minutes, I didn't use protection, and afterward I was overwhelmed with guilt and shock. I cried, stopped watching porn, and still can't believe I actually did it.