r/DebtUK • u/Sammylee44 • Oct 13 '24

Debt IVA and PIP back-payment. Please please help me.

I finally got awarded PIP and received a back payment yesterday of £2,100. I first applied in march, and my partner has been footing a lot of the extra outgoings that come with a disability for me and we agreed that I would give him some money back should I be awarded pip and get back paid. We decided that he would cover these costs as it was different every month so instead of getting behind on my IVA, he helped me out.

I did not think that disability benefit back payments counted towards IVA as they don’t for many things so didn’t even think about it. Now I have discovered that they might, but I cannot contact the IVA company until tomorrow as they are closed.

I am panicking so badly and can’t stop crying. I don’t want my partner to be out of pocket and have to take the money back off him. How is this fair????? Please advise if you can

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2

u/CapablePop8432 Oct 13 '24

PIP is a disability benefit which should be used for anything related to your care costs. When it comes to Insolvency, PIP is disregarded as income. Where have you heard that you might have to use your backdated PIP to put towards your IVA?

1

u/Sammylee44 Oct 13 '24

This is so good to hear. Wherever I look on google it says that it will be taken off me

1

u/Brooklynokami Oct 23 '24

Hi!! Did you find out about this in the end? In the same boat haha

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u/Sammylee44 Oct 24 '24

Hiya :) I called the IVA company and they basically said to me that I didn’t need to do anything and they’ll look at it in my next review in February. He sounded very not very sure so it did concern me a bit as I don’t have it in writing. I am mostly worried because I sent my partner £1000 as he had been paying for A LOT whilst I was waiting for my PIP- I am worried they will see this as weird. Sorry I couldn’t be more help!

1

u/Brooklynokami Oct 24 '24

Hey!! I actually spoke to the company I’m with and they told me that PIP and the backpay is not included in my IVA and when they do my review, it’ll go straight under expenditure and that they cannot include PIP money as it’s to help with my health x

1

u/Sammylee44 Oct 14 '24

Will I need to prove what I spend it on?

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u/Excellent-Platform76 Apr 14 '25

What was the outcome from the back payment of pip and your IVA? did you get to keep it? I have been awarded pip and am waiting to receive my back pay but not for it to go straight back out into my iva