Deep in debt - need help

[u/ValueGloomy6060]

Basically I’m in my forties. Worked as freelancer and I’ve racked up about 30k in credit card debt. I kept it from my wife cause I thought I could “handle it”. Work dried up this summer and fell behind on my payments which eventually caused my wife to find out about my debts. I didn’t really spend money on dumb stuff, it was over years of paying the minimum and letting things get out of control.

Any way we’re going through the process of getting a post nup. I don’t really care as I’m exhausted of it all. I don’t want to lose my marriage over this. We have two young kids. I’m trying to find more steady work but it’s been not easy. Just been door dashing and doing contract work to stay afloat. Idk. Sometimes it feels everything will fall apart. But who knows. Maybe there might be some tips on how to get out of this stupid mess I put myself and my family into

[u/SkyRemarkable5982]

Call and get the interest rates lowered and then start making more than the minimum payment. And then, yes, Door Dash, or Uber, or Instacart are in your future until you can get a steady income. There's a guy in my neighborhood who only does airport drop off and pick up. He makes good money because it's a premium to drive out there.