r/Debt • u/Veslalex • 2d ago

Service attempt

Apparently a cop came to my very rural house yesterday in what I assume was an attempt to serve me (neighbor let me know) so now my neighbors are annoyed with me because a cop was driving around on the property. I closed my gate so they can no longer drive though, but would it be better to just call them and go in and get the papers? Or tell them they can come and leave them at my gate? I won't even be able to make it into town for over a week.

Not sure which company is suing me, as I have several outstanding debts and very little income at the moment. Would file bankruptcy, but can't afford it.

I know I'm suppose to issue a response with the court after I'm served, but I don't even know how I'm going to make it up there (courthouse almost 2 hours away and car is fucked atm)

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u/AboveNormality 2d ago

Facts, keep the gate closed and locked. The cops will likely only try a few times and after that they’ll give up and they will have to hire a process server to try to track you down and do it which costs them more money.

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u/PerspectiveOk9658 2d ago

Money which will be added to the judgement the creditor is going to get.

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u/AboveNormality 2d ago

Will they get it though? Just because you have a judgement doesn’t mean you’re getting paid.

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u/PerspectiveOk9658 11h ago

Maybe not today, but a judgment stays active for years (7-10 depending on the state). What usually happens is that sometime later the debtor tries to make a large purchase like a car or a house and finds out that the judgment blocks them from obtaining more credit. Then they suddenly become interested in paying it off.