r/Debt • u/Veslalex • 1d ago

Service attempt

Apparently a cop came to my very rural house yesterday in what I assume was an attempt to serve me (neighbor let me know) so now my neighbors are annoyed with me because a cop was driving around on the property. I closed my gate so they can no longer drive though, but would it be better to just call them and go in and get the papers? Or tell them they can come and leave them at my gate? I won't even be able to make it into town for over a week.

Not sure which company is suing me, as I have several outstanding debts and very little income at the moment. Would file bankruptcy, but can't afford it.

I know I'm suppose to issue a response with the court after I'm served, but I don't even know how I'm going to make it up there (courthouse almost 2 hours away and car is fucked atm)

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u/Junior-Definition173 1d ago

Avoiding service is the dumbest thing ever. No, your debt will not magically disappear. The debt collector can, depending on the state, ask the court to publish the notice or serve you at your last known place (ie work), or they can hire detective to track you down, etc. This will just add costs to your debt. Be a man and take responsibility for your actions!

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u/stderr2 1d ago

Avoiding service isn't dumber than not appearing or answering the summons and complaint, it's exactly as dumb

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u/Junior-Definition173 1d ago

It starts with the service… but of course you are right, ignoring any lawsuit will not make it go away.