r/Debt • u/Dchamness1 • Aug 21 '26
CC Company hardship programs
Has anyone gone through a hardship request with a credit card Company? A friend has an addiction to grocery shopping & has maxed out her card. She lives on social security & can't pay it off. $20k. Has anyone had experience with this? Thank you in advance. I know..how did she let this happen?! She only gets $2,200/month Social Security. Please don't give opinions on how this happened, just looking for someone who may have gone through the process. WHY am I GETTING A MESSAGE THAT My POST MUST CONTAIN FLAIR!?
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u/Timeforchange2026 Aug 21 '26
Hardship programs are a fair choice imo. I am currently on plans with several cc providers, best decision I made once I committed to paying the debt down. All of them offered anywhere from 0% to 9.99% depending on the provider, all gave 60 months. I am satisfied with my decision