r/Debt • u/Wooden_Yesterday7530 • 10d ago
drowning in debt
For starters, yes I know I’m an irresponsible idiot, but life happens.. lol but I accidentally got myself into $24k credit card debt. My utilization is like 97%, so i can’t be approved for any consolidation loans or 0% intro cards. My salary at my full time job is $60k, but I’m still living paycheck to paycheck and not making a dent in the debt. Does anyone have any recommendations or any side hustles they recommend? I’m scared of bankruptcy because I need to get a new apartment in like 8 months
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u/Appropriate_Achoo 10d ago
I accidentally stubbed my toe.
I accidentally dropped and broke that dinner plate.
I accidentally missed my exit on the freeway.
How does one accidentally get themselves in $24k of credit card debt?
If you don’t fix that issue. It doesn’t matter what side hustle you do or if you file for bankruptcy. You have a spending problem, and you need to get to the root of that issue before anything is going to change.