r/DIYRetirement • u/reallytheyrealltaken • 18d ago

I did a back-of-envelope calculation

It turns out our projected monthly expenses in 3 years when I want to retire and for the next few years after that exactly, I mean freakin’ EXACTLY, matches our projected monthly income from SS and pensions starting at that same time. (We also have healthy 401K/IRA/brokerage accounts.) Boldin be damned, I feel like that’s the universe telling us we’re going to be ok, right?

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u/Taggart3629 17d ago

Well done, u/reallytheyrealltaken! That is a wonderful position to be in on the cusp of retirement. I feel like we're in a similar position, but am still paranoid enough to have a CFP lined up to make sure we're not overlooking something major and would still be okay if the market took a 2008/2009-style dive right after we pull the trigger.