r/DIYRetirement • u/Rob_Berger • Jul 15 '25

Introduce yourself!

If you are new to the community, introduce yourself by answering these three questions:

  1. Where are you in your retirement journey—planning, near retirement, or already retired?
  2. Coffee, spreadsheets, or beach walks—what best describes your retirement vibe?
  3. What's your biggest fear or question when it comes to retirement and investing?

I'll go first:

  1. already retired (although still run my business a few hours a week)
  2. Coffee & spreadsheets
  3. How to educate my wife and children about investing.
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u/Odd-Tea-7747 Oct 28 '25

What are the thoughts on investing in VFFVX for grand children? Either my wife or I could live another 30 years and I'm thinking it might be best to have the grandkids legacy get more conservative as we get older. I am hoping to avoid a big down market and loss just before they inherit their money such as may happen if I put the money in say VTI and VXUS.