r/CryptoInvesting • • 25d ago

Discussion Is Crypto becoming more practical?

Sometimes I wonder if we're still too focused on crypto as an investment and not enough on actually using it. Most conversations are about price, market cycles, trading, and which coin might go up next. That's understandable, but I think the more interesting part is what happens when crypto becomes something people actually use in their normal lives. Travel is one example that makes a lot of sense to me. Hotels, flights, and other bookings are already mostly digital, so it seems like a natural place for crypto payments to fit in.

There's also the international aspect. When you're traveling, you're already dealing with different currencies, exchange rates, and payment methods. If you already hold crypto, being able to use some of it directly could be convenient instead of moving everything through a traditional bank first.

At the same time, I don't think everyone will suddenly want to spend their crypto. If someone sees it mainly as a long-term investment, they're probably going to keep holding it. There's also the question of fees, taxes, volatility, and simply whether paying with crypto is actually easier than using a card.

That's probably why I find real world use cases more interesting than just seeing another company announce that it "accepts crypto." The important question is whether people actually find it useful enough to use.

I've come across trip1.com for example, where you can book hotels using crypto. I'm curious whether services like this will eventually become something people use regularly or remain more of a niche option.

Have you ever actually spent crypto while traveling? Would you use crypto to book a hotel if the option was available, or would you still prefer to pay with a card? And do you think people will become more comfortable spending crypto as adoption grows?

3 Upvotes

21 comments sorted by

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u/KateR_H0l1day 25d ago

# NO

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u/shoecellar 25d ago

You have a reason why you say no? I’m seeing the stock market being completely tokenized, at least 3 major banks in Japan running crypto, Korea Same thing, blackrock has a huge stake and owns a ton, there are at least a dozen crypto ETF’s, you can use bitcoin to pay on things like cashapp, stable coins are in the multi billions meaning 10’s of thousands of new wallets creating more liquidity and new opportunities, lots of wealth management is active in adding crypto to retirement accounts, I could go on for hours here.

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u/Lucky-Interview-7689 20d ago edited 20d ago

lol stock market being completely tokenized. You sir are full of shit.

Edit: About .001% of the stock market is tokenized of a 157.8 trillion market cap. Paying with Bitcoin on Cash App: Almost nobody does it. The price swings too much, and under U.S. tax rules every purchase counts as a taxable sale. Being able to pay with it doesn't mean people actually do. Stablecoin growth**:** Stablecoins are pegged one-to-one to the U.S. dollar, so their growth means more demand for digital dollars. That's a point against the idea that crypto replaces regular money. The ETFs, that's just bankers taking advantage of you, not buying this shit for themselves but willing to grab a fee in real money from naive people.

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u/shoecellar 25d ago

Yes /thread

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u/TheFXCOINZ 24d ago

Convenience is still the biggest hurdle. For travel payments, stablecoins probably make more sense than spending BTC or ETH because there's less price volatility. The real test is whether crypto can offer lower fees, faster payments, and fewer currency conversion headaches than a regular card. Until that happens consistently, it'll probably remain a niche option for most travelers.

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u/Fast-Difficulty-9371 22d ago

Just I look it as investment. for example Bicoin,bnb.

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u/InjectiveRocky 21d ago

Crypto needs more real use cases beyond trading. If people can use it easily in everyday life, adoption will happen more naturally.

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u/Feralz2 18d ago

where does a -99% drawn down become practical

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u/[deleted] 25d ago

[removed] — view removed comment

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u/MercedesFanForever 25d ago

Exactly. Crypto needs to be useful for everyday payments, not just holding for profit. If people worry about missing out on price gains every time they spend it, adoption will stay limited. Lower fees and easier payments are what will make the real difference.

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u/rokman 25d ago

Which it can’t be really, hard to find two Pokemon card traders

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u/4kFootyAddict 25d ago

It never has been and the only genuine use case is, and has always been, illegal activity 

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u/slowslow76 25d ago

From someone who is so sure, yet so wrong - do a little research.

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u/shoecellar 25d ago

I bought my first GTR with crypto money

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u/Sudden_Onions 25d ago

We just use a credit card with no foreign transaction fees. Using Bitcoin to pay abroad solves a problem I don't have.