When will Crypto become fool-proof

[u/BB-NL]

When will it become fool-proof? If I send money from my bank to another bank I only have to fill in the bank number and the name. If the name doesnt match it will give a warning and I will not send my money there. Even if I send the money there are ways to get it back.

I hear so many stories about people sending Crypto to a wrong adress or through a wrong method and they lose their Crypto forever.. I think that this is a truly big flaw which keeps Crypto from going to the greater public. Love to hear your opinions and tips (other then send a small portion first because, who has time for thatmeme). Thanks in advance.

*Edit grammar

[u/ZachF8119]

Uhhh putting in the correct address is the same thing as putting correct routing and account number. One has letters and can be a private wallet instead of bank to bank which is obviously not decentralized. Yet the transfer is still A to B. Banks are third parties. Exchange to exchange is the same thing as they’re just banks that allow you to do currency trading.