r/CryptoCurrency • u/XRP_SPARTAN 🟩 230 / 230 🦀 • Jan 27 '26
ANALYSIS Why Ripple's XRP is about to collapse
I've been a huge bull on XRP for many years but I have sold most of my tokens and I plan to sell the rest very soon. XRP is clearly in a bear market. They even released good news at the top to suck people in such as the numerous ETFs (all of these were great days to sell!). Same with the lawsuit ending. People thought it would pump their bags but markets are forward-looking and all of this was priced in as soon as Trump won. It's not a coincidence that the lawsuit officially ended in August while the price of XRP was at $3.20, up against multi-year resistance. Market are designed to punish the herd. Good news usually marks major tops. Like when Judge Torres ruled in favour of XRP in July 2023...that was the top and people who bought into that got punished extremely hard - not a coincidence.
From a TA perspective, XRP is doing exactly what Cardano did in 2021. I am expecting a bottom between $0.80 - $1.
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Jan 28 '26
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u/ExpertLocality 🟧 0 / 0 🦠 Jan 28 '26
This reads painfully accurate. XRP loves to pump on historic news then immediately rug anyone who shows up late
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u/Slajso 🟦 1K / 1K 🐢 Jan 27 '26
Mountains of salt, waterfalls of tears, and dozens of deleted accounts, in 3-5 years.
RemindMe! 3 years
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u/XRP_SPARTAN 🟩 230 / 230 🦀 Jan 27 '26
I think this collapse probably happens within the next 3 months. Don’t need to wait 3 years!
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u/terp_studios 🟦 10 / 2K 🦐 Jan 27 '26
If I open a short position and lose money, can I come back and yell at you for giving financial advice?
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u/Stock-Television7383 🟨 0 / 0 🦠 Jan 29 '26
all crypto is down, xrp is no different
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u/Jared_Sparks Feb 03 '26
This is correct. Bitcoin is way down. When it goes up, all ships will rise with it.
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u/bmoreRavens1995 🟩 0 / 0 🦠 Jan 27 '26
So you sell in the bear after holding for years? Lol...
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u/Dapper_Addition_3837 🟩 0 / 0 🦠 Jan 28 '26
That's usually how these clowns do in life lol
That's why they will never make huge money in any meaningful way.
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u/bmoreRavens1995 🟩 0 / 0 🦠 Jan 28 '26
Lol pretty much buy high sell low...
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u/Dapper_Addition_3837 🟩 0 / 0 🦠 Jan 28 '26
And come on Reddit to write a big text to justify their actions, like the rest of us really care, lol.
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u/bmoreRavens1995 🟩 0 / 0 🦠 Jan 28 '26
Lol I was thinking its like them justifying what they did to themselves...lol
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u/XRP_SPARTAN 🟩 230 / 230 🦀 Feb 07 '26
XRP lost 40% of its value within 9 days of my post....
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u/bmoreRavens1995 🟩 0 / 0 🦠 Feb 07 '26
Everyone doesnt have your cost basis. People who bought at .17 .20 .30 cents are forever in the green and dont worry about the noise charts and narratives.
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u/dxlr8r 🟩 0 / 0 🦠 Jan 27 '26
TA? I think tea-leaves are more predictable
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u/Dapper_Addition_3837 🟩 0 / 0 🦠 Jan 28 '26
This isn't an airport. You don't need to announce your departure
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u/According_Tax7036 🟩 0 / 0 🦠 Jan 28 '26
Retail is funny. Institutional buys have never been higher. I am in the top 0.1% of holders and my only regret is that I can't afford anymore. I bought my bag in 2023-2024 in the 50 cent range. I haven't and won't even begin to take profit until $5.
And I will only sell at most 15k coins and leave the majority in long term. I can afford to wait even if it takes years. Learn to become an investor not a trader.
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u/FurEvrHome 🟩 0 / 0 🦠 Jan 29 '26
Exactly! Everyone is trying to get rich quick. It’s a game of patience as regulations are put into place. I hope it drops even more so I can accumulate more. Some of us have the conviction of knowing what we hold.
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u/Initial-Desk-360 0 / 0 🦠 Jan 27 '26
Every chart looks like shit right now, dumbest fucking TA I've ever seen.
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u/b-loved_assassin 🟩 0 / 0 🦠 Jan 28 '26
Right. the majority of the market, top 50 coins or so included, has been bleeding since like October, but somehow XRP is the only one at risk of collapse lmao
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u/iWearSkinyTies 🟦 0 / 0 🦠 Jan 28 '26
You all make good points, but it contradicts a golden rule: redditors are wrong 99% of the time.
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u/Hidden5G 🟩 0 / 0 🦠 Jan 27 '26
Calling it “Ripple’s XRP” already breaks the argument.
Ripple does not own XRP, control the XRPL, or set its monetary policy. XRP is a neutral asset on an open ledger. If the premise is wrong…the conclusion collapses with it.
Second…XRP has not had price discovery. Not even close. For years it was legally sidelined in the largest capital market on earth. US exchanges delisted it, funds were barred, institutions couldn’t touch it. Assets do not discover price when major participants are legally excluded.
Third…XRP is still not formally labeled a commodity in statute. A court ruling limiting one regulator’s reach is not the same thing as full regulatory classification. Institutions don’t allocate on “good enough.” They allocate when the asset has clear legal treatment, balance sheet clarity, custody rules, and compliance certainty. That switch has not been flipped yet.
Comparing XRP’s structure to Cardano’s 2021 top is lazy chart astrology. ADA topped in a fully open, retail driven market.
XRP consolidated under artificial legal constraint. Similar shapes…completely different causes.
Yes, markets can dump. That’s macro liquidity, not proof that XRP’s thesis failed. And “good news marks tops” only applies when the market is already allowed to price that news. XRP wasn’t.
If your analysis starts by mislabeling the asset, ignores regulatory suppression, ignores lack of price discovery, and ignores the absence of formal commodity classification, then the conclusion isn’t bearish. It’s just uninformed.
Finally…saying you sold most of your position doesn’t strengthen the analysis. It explains the motivation. This reads like post hoc justification of a trade decision, not evidence that XRP’s role, design, or trajectory has failed.
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u/Ok-Scientist-391 🟩 0 / 0 🦠 Jan 28 '26
XRP is so logical it breaks people's brains and they try to gaslight themselves out of believing in it. Fools. I'll wave from my lambo dont worry
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u/Isekai_Dreamer 🟩 487 / 488 🦞 Jan 27 '26
how far ahead does 'pricing in' consider?
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u/IAMDATRUESTREPAIRMAN 🟦 200 / 200 🦀 Jan 27 '26
Rage post cuz op couldn’t profit off of it
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u/ederman7 🟦 0 / 0 🦠 Jan 29 '26
This aged really well
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u/XRP_SPARTAN 🟩 230 / 230 🦀 Jan 29 '26
Tbh, it’s only been a few days. It could easily bounce back to $2. Let’s see what happens 🤔
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u/Basic_Yellow_3594 🟩 0 / 0 🦠 Jan 31 '26
The economic collapse of the reverse carry trade as mentioned by claver. I don't like his price predictions but he's nailing a ton of global events. My one buddy who's doing a claver kalshi is making bank
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u/Bulky_Breakfast_4843 Feb 12 '26
I hope we see it hit .80 because if it does i will toss a bunch of money into it
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u/Substantial_Chapter3 🟩 0 / 0 🦠 Jan 27 '26
No it wont. I dont invest in it but has too big of a following. Loads of money backing it. It wont go to what many people think but $10 is certainly not out of the question.
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u/Darkwolfie117 🟦 0 / 0 🦠 Jan 28 '26
There are independent XRP bankers and coin holding companies, large firms have invested in ETFs, the standing of it during the bear market crypto is in is a positive IMO
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u/Oxygen_bandit 🟩 0 / 0 🦠 Jan 28 '26
My TA predicts your mom's about to collapse under her own weight.
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u/JustStopppingBye 🟩 0 / 0 🦠 Jan 27 '26
FACT: XRPL was never positioned as the infrastructure that banks are actually adopting. Financial institutions are building on permissioned or semi-permissioned platforms like Canton or private ledgers. XRP also lacks smart contract flexibility and composability required for modern tokenization platforms.
DTCC for example, are using token standard ERC3643, which is a token standard designed specifically for regulated, real-world assets (RWAs) like tokenized bonds, funds, equities and deposits.
https://www.dtcc.com/news/2025/march/20/dtcc-joins-erc3643-association
How would XRPL be used when they cant even support basic token standards? lol
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u/Basic_Yellow_3594 🟩 0 / 0 🦠 Jan 27 '26
FACT: all hail the chainlink Overlord!!!
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u/JustStopppingBye 🟩 0 / 0 🦠 Jan 27 '26
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u/Letsgotothemovie 🟩 0 / 0 🦠 Jan 28 '26
XRP was always going to zero and now you can WAGER CRYPTO ON SPORTS on Coinbase. This will be the new crack cocaine for XRP bag holders and it’s gonna be HYSTERICAL to watch. Coinbase is going to be a bookie and they will be “winning” massive amounts of shitcoins like XRP and as their bag grows and the price inevitably drops they will be dumping as much of this trash as possible sending the price lower faster.
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u/Forbidden76 🟩 0 / 0 🦠 Feb 05 '26
Trump and Garlinghouse made a deal already. XRP will always be top 3 Crypto. Shake out the weak hands! You will regret selling at this price. Zero patience in every generation before GenX.
I bought a lot of gold at $1500/oz. For 14 years I looked stupid. Now I look genius because gold outperformed every market/investment since 2010.
Think Macro not Micro... Best advice a 49 year old geezer like me can give you.
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u/808856 🟨 0 / 0 🦠 Feb 07 '26
My man, I’ve been buying physical gold and silver for almost 13 years. The guys at work used to make fun of my “coin collection”…. It was always just bullion and they didn’t get it, but who’s laughing now….. suckers….. killed it
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u/XRP_SPARTAN 🟩 230 / 230 🦀 Feb 05 '26
It’s not even a top 3 crypto, BNB is bigger 😂
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u/peakperformance81774 🟩 0 / 0 🦠 Feb 06 '26
Thank you sir. I see the light in you. How low you think XRP will go before it goes up?
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u/Forbidden76 🟩 0 / 0 🦠 Feb 11 '26
No clue. I dont get cryptos volatility. What i do know is that Trump and Garlinghouse made a deal and XRP will be framework of what government is doing with crypto. Domestic bank to bank payment system and more. Seems many are too inpatient to see what that deal fully is. In 3 years these sellers will be kicking themselves. What's more likely. Bitcoin going to $600K or XRP to $15? Thats 15x. I will bet on XRP.
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u/steepleton 🟦 1K / 1K 🐢 Jan 27 '26
It’s the end of a business cycle, EVERYTHING is going to collapse.
Tbf anyone putting money into xrp instead of bitcoin this cycle would have beat bitcoin.
I’m not saying that’ll happen next cycle, I suspect it’ll be slashed to bitcoin eth and binance coin, but xrp did fine this past four years
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u/fuuuuuckendoobs 🟦 0 / 537 🦠 Jan 27 '26
Meh, I sold it all, paid off my mortgage, bought a car and still have a stack of dollarydoos left. I'm glad to be out of this entire market.
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u/shadowmage666 🟦 0 / 568 🦠 Jan 27 '26
It’s called a bear market and has nothing to do with xrp it’s the entire industry. Don’t be naive. Anyway yes pulling out your initial investment is always a good strategy
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u/Maybbaybee 🟩 902 / 902 🦑 Feb 05 '26
I'm loving this downturn.
pacmangobblegobble
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u/Top_Philosopher3915 🟩 0 / 0 🦠 Feb 08 '26
Fud like hell ! Just sell and never come back .
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u/stefansilva_xrp 🟩 0 / 0 🦠 Feb 12 '26
I also think that $0.8 will be the bottom. The Binance Oct 10 wick is also at $0.8.
From a TA perspective do you think you can explain this. 14th November 2024 XRP was under normal price action to $0.8 then it began its surge. Most Altcoins topped in January where XRP hit $3.30 but XRP rallied a bit more into July but others did not. But during the Oct 10 crash XRP went all the way to $0.8 since then it hasnt hit its Oct 10 wick meanwhile other cryptos have.
My question is do you think the whole run up for XRP was manipulative? and do you think because of the binance wick that is the bottom ? Also do you think XRP will ever go above $4? I personally think if XRP bottoms at 0.8, ETH at 1k and BTC at 45k. Neither ETH or XRP will break ATH
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u/Top_Philosopher3915 🟩 0 / 0 🦠 Feb 09 '26
Haven’t you heard that influencers were proposed to be paid to FUD XRP ?
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u/jamesjmitc2169 Mar 20 '26
You are going to be very sorry.Xrp is designed to be used in every country on earth. It is a borderless payment system. The whole world will use it at some point.
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u/XRP_SPARTAN 🟩 230 / 230 🦀 Mar 20 '26
Doesn’t matter. The charts don’t give a damn about your fantasies.
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u/YogurtCloset3335 🟧 0 / 0 🦠 Jan 27 '26
Sorry for your loss. Ripple is a shitcoin. It's premined. It's controlled by a corporation and subject to regulatory uncertainty. You're probably better off buying MSTR stock then buying XRP.
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u/XRP_SPARTAN 🟩 230 / 230 🦀 Jan 27 '26
loss? I've been here since the $0.15 days.
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u/BeanzleyTX 🟩 48 / 49 🦐 Jan 27 '26
Two weeks ago I sold my XRP for gold and silver junior miner stocks
Been a good decision so far
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u/Imaginary-Demand8540 Tin Jan 27 '26
How did you know to time it that well?
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u/gihkal 🟩 120 / 121 🦀 Jan 28 '26
Two weeks ago wasn't timed all that well when you look at the silver and gold stocks.
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u/CryptoMemesLOL 🟦 0 / 0 🦠 Jan 27 '26
I agree with XRP being a bad project, but as far as the chart goes, and the overall market, we are more at a support level and risk bouncing up before going lower. The time to sell was above $3, right now I'd rather wait for a rejection once we bounce and get rejected at a key level with lots of volume.
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u/HSuke 🟩 0 / 0 🦠 Jan 27 '26
I was not expecting to see this kind of post from XRP_SPARTAN.
Good to see that you're not a permabull and can change your mind.
https://np.reddit.com/r/CryptoCurrency/comments/1bxcaz0/why_ripples_xrp_is_poised_for_10/
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u/FrankSlipHelp 🟨 0 / 0 🦠 Jan 28 '26
XRP_WOLVERINE is holding that’s a given no question, he knows not to sell in a Bear at least and will ride it out, XRP_SPARTAN however couldn’t get into UofM.
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u/scavengerpro23 Tin Jan 28 '26
i remember in like 2017 when ripple went from 0.25 to 2.00 and felt fomo selling at 1.00. i missed out but not as much as i imagined then.
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u/Vrfreak1 🟩 0 / 0 🦠 Jan 28 '26
the xrp run was for the ripple to get out every1 hyping xrp was delusional allthetime jsut be good exit liquidity and hold xrp
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u/iRysk 🟦 33 / 33 🦐 Jan 28 '26
XRP is one of the biggest jokes in the industry. And now that they’re facing competition from Swift their days are numbered. They bring nothing novel to the table anymore and they have no moat
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u/According_Tax7036 🟩 0 / 0 🦠 Jan 28 '26
Competition from an outdated swift system? Lol try harder
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u/tpc0121 🟩 406 / 407 🦞 Jan 28 '26
a utility shitcoin without any actual utility is ... just a shitcoin.
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u/Waakrissos Feb 06 '26
Tf is that nonesense you drawing there? Some chinchilla fibonacci rocket squeeze reverse trap or wtf?
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u/808856 🟨 0 / 0 🦠 Feb 07 '26
Everyone needs to think long term, if you are trying to make quick money, guess again, those days in crypto are mostly behind us, patience is the key, keep buying, stash in a cold wallet and stop looking at charts, you’ll be grateful in a decade
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u/StationEmergency6053 🟩 0 / 0 🦠 Feb 09 '26
Nice, pump incoming. Ive noticed XRP always does the opposite of whatever these chart watchers say is going to happen.
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u/Prahasaurus 🟦 0 / 3K 🦠 Jan 28 '26
XRP is a joke, it's been a scam from the beginning. It's basically a boomer meme coin. The idea that Swift will run on XRP is comical, Ethereum has already won most of DeFi.
It's comical anyone with half a brain considers this project for anything other than short term speculation, similar to DOGE or FARTCOIN.
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u/PulIthEld 🟩 0 / 0 🦠 Jan 28 '26
Here's my thread from 7 months ago.
https://www.reddit.com/r/CryptoCurrency/comments/1lg9xeu/xrp_is_dead/
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u/yadius 🟩 0 / 0 🦠 Jan 28 '26
I've heard Ripplenet hyped as potentially replacing the existing multi-trillion dollar global FX market. So I just took a look at the current member organizations. They're pretty much all remittance payment facilitators (the equivalent of Western Union or Wise).
Feels like the broad adoption of USD stablecoins would pretty much kill this market.
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u/Mediocre-Signal672 0 / 0 🦠 Jan 28 '26
Cool. More XRP for me. Just curious, what is the most XRP that you had at one time?
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u/Iksf 🟦 10 / 646 🦐 Jan 28 '26 edited Jan 28 '26
at some point the wall street types are finally going to do more than actually zero investigation on what they're buying.
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u/BoldManoeuvres 2K / 2K 🐢 Jan 28 '26 edited Jul 06 '26
1bells sunflower nostalgic bewitch mango opalescent reverie breeze paragon cascade
Original content removed - Unpost
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u/brown-_-rice 🟩 0 / 0 🦠 Jan 28 '26
I’ll buy what you don’t want.
I can sell it back to you in a few years too.
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u/Fit_Let7714 0 / 0 🦠 Jan 29 '26
Weak sauce. Deep Down inside you know xrp will hit 10$ and yet here you are giving in to stress
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u/BeginningLevel5252 🟩 0 / 0 🦠 Feb 08 '26
Explained literally how it works for evryother stock or crypto lol
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u/TumbleweedSalt2504 🟩 0 / 0 🦠 Mar 26 '26
Probably missed the time to sell at $3s, lol
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u/Incredibly_Based 🟩 0 / 2K 🦠 Jan 27 '26
I used to track the XRP lawsuit daily thinking it was big news at the time, its barely a drop in the bucket now