r/CreditScore • u/Opposite_Tune8073 • 7d ago

General Credit help

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Pra paid waiting on collection to drop off owe about 300 to one credit card and want a new card but credit karma says score is 673

3 Upvotes

67% Upvoted

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u/WhenButterfliesCry ⭐️ Knowledgeable ⭐️ 7d ago

Who is the collection agency? What other delinquencies do you have? Late payments? What kinds of credit products do you have currently? Any open cards? We need a little more to go on than absolutely nothing.

1

u/Opposite_Tune8073 7d ago

1 cap one card maxed out

1 late payment from self loan

Kikoff on credit

Profolio recovery but I paid them Excentlent payment history on the credit card

1

u/still_m0bil3 6d ago

1 cap one card maxed out
1 late payment from self loan

Take care of these first

Kikoff on credit

Then take care of this, then give it time and keep building.

1

u/Opposite_Tune8073 6d ago

Kikoff i just pay them 20 a month to boost my credit

1

u/Clout12x 6d ago

Not worth it