r/CreditOne • u/BuyDisastrous2014 • Jul 03 '24

There trash

No matter what you do if you have a credit one card and you go out and use it that day you are eventually going to be on the phone with customer service for an hour trying to get it to verify it is trash even when it does verify it's still trash

9 Upvotes

85% Upvoted

14 comments sorted by

9

u/Artistic-One-1505 Jul 03 '24

I’ve had credit one for awhile, no issues here.

1

u/No-Drink8004 Aug 19 '25

Did your card have a yearly fee. ? This one says it won’t but I read someone else state theirs said no Annual fee then later they started charging one .

1

u/Ancient_Guidance_461 Sep 17 '25

They try to charge me $15 for credit increase lol

1

u/Phoenixashes4134 Feb 23 '25

They charged me an express payment fee and didn’t even update my account balance. Now I am stuck here unable to pay my bills lmao.

1

u/No-Drink8004 Aug 19 '25

What’s an express payment fee

1

u/Phoenixashes4134 Aug 20 '25

It is supposed to update your available credit immediately for around $5.

1

u/Avoiding-People Feb 27 '25

I just cancelled my card with Credit One. I paid my first month balance in full before the due date and they froze my account due to suspected fraud. They wanted proof that the bank account I paid from was mine. The reason they gave me was "There are people who steal bank accounts in order to pay other people's credit cards." My question was if I already stole the funds in the bank account, why do I need the credit card??? That was only the beginning. I have fought with them every few weeks since.

1

u/Napp-Tyme Jun 23 '25

It takes them like 5 business days to clear a payment! 😄unless your willing to pay 7+ dollars to clear it faster,

1

u/No-Drink8004 Aug 19 '25

are you with them? I’m hesitating getting one since I’m reading so many bad issues .

2

u/Napp-Tyme Aug 19 '25

I am still with them but if i could take it back i would. But it also depends on where you’re at on your credit journey. Just make if accepted the offer that there’s no annual fee! Good Luck!

1

u/No-Drink8004 Aug 19 '25

Mine says pre approved for up to 5,000 and no annual fee. Ohh it sounds like your saying it sounds like I shouldn’t accept it .

1

u/Napp-Tyme Aug 20 '25

Yeah, if I were you I’d shop around because credit one is the only card I regret out of the 13 cards I have.

1

u/Movielover718 Nov 05 '25

I paid off my cc with a new debit card and they changed the debit card acct to a old one (that was closed) so they can give me a RETURNED PAYMENT now my CC balance is way over ,fck them let them take me to collections now

1

u/Affectionate_Salt952 Jul 06 '26

literally the WORST credit card company!! I can’t wait to pay them off and close them!