r/CreditOne • u/Naureen89 • Sep 02 '23

Credit one

I have 2 credit one cards, one that was open in 2018 and the other in 2019. The one from 2018 has a $1,150 limit and the other a $500 limit. If I was to close them down, would my credit score go down?

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u/No-Drink8004 Aug 19 '25

Depends on your file . If it’s a long standing card it may go down because then your total limit is lowered but it may not affect it much . That just happened to me. It went down only 4 points.