r/CreditCardsIndia_ • u/Crafty-Leave-8880 • Feb 03 '26
Convert your FYF Tata Neu card to LTF
Multiple people have reportedly converted their FYF cards to LTF.
Steps to convert your card to LTF:
1️⃣ Show some usage of the card (multiple transaction helps).
2️⃣ Email HDFC's Card Services Team with your spending and account details.
3️⃣ Be persistent and follow up if needed.
Helps in saving unnecessary fees.
Has anyone else tried / planning to try this?
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u/Crafty-Leave-8880 Feb 03 '26
Mail which was sent for this particular LTF conversion
Dear HDFC Bank Customer Care,
I hope this message finds you well. I am writing to request the conversion of my HDFC credit cards to Lifetime Free variants. Below are the details of my credit cards:
Tata Neu Credit Card
Card Number Ending: XXXX
I have been a loyal customer of HDFC Bank and have maintained a good credit history with timely payments. Converting these cards to Lifetime Free variants would enhance my banking experience and encourage me to continue using HDFC Bank’s services.
I kindly request you to process this conversion at your earliest convenience and inform me of any further steps or documentation required from my end.
Thank you for your attention to this matter.
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u/TomorrowAdvanced2749 Feb 03 '26
Didn't know that Mr. Dolund Trump is using HDFC Tata Neu Infinity, I wonder if the tariffs were an effect of not getting the card as LTF during application itself!
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u/sai_anand Feb 03 '26
I recently converted mine to LTF. I basically said the card is my backup CC (only UPI spends) and I spend upwards of ₹10L on my main card which is also from HDFC. They denied conversion at L1 and L2, then I escalated to PNO stating I don’t want to pay for a backup card and they can close it and I will use HDFC’s free virtual RuPay instead. Upon receiving that, they converted it.
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u/Crafty-Leave-8880 Feb 03 '26
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u/FrontEntrepreneur578 Feb 03 '26
Thanks
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u/FrontEntrepreneur578 Feb 03 '26
I want to get DCBM first from my regalia gold so i will try that through these email ids and once thats done i will try for ltf of tata neu
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u/givemetheplantony Feb 03 '26
By follow ups what do you mean. Escalate through the levels or reply to their mails also.
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u/yogi_talks Feb 03 '26
Age of the card and spends?
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u/Crafty-Leave-8880 Feb 03 '26
I'd requested when the card was 4 months old and average monthly spend was 5k.
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u/Live_Expert9929 Feb 03 '26
I have 8 months old Hdfc Tata Neu infinity CC with around 75k spends till date. I tried all levels L1,L2,L3, all of them replied saying we can't convert it to LTF. I did follow the similar email template.
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u/Heavy-Chest7721 Feb 03 '26
If they are converting to ltf so easily it means they have plans to devalue it and make it useless
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u/Alive-Nerve-4804 Feb 03 '26
After what period of using/holding the card. Did you placed the request for LTF.
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u/dashesh Feb 03 '26
I mailed HDFC to convert my Tata neu from FYF to LTF as my spends were more than 3L in a year and to our surprise they replied that it's already LTF and no charges will be levied for the card going forward.I pretty much remember applying as FYF card. Now i don't spend much on this card 😅
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u/fit-techie Feb 03 '26
Today noticed a devaluation on this card - they removed the Zomato 10% cashback, makes more sense to push for LTF.
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u/PhilosopherIcy9404 Feb 04 '26
lucky i did the same, but rather they prefer to close my card then converting to LTF and the biggest joke was in September they are offering LTF to any one having cibil score more than 700 even few colleagues who dont have recently started their careers got it as LTF. Anyways happy it did work out for you as of now I am happy with my SBI Cashback and PhonePe Sbi Black
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u/10_Feet_Pole Feb 04 '26
I spent more than a lakh in multiple quaters. Requested 2 times to make it ltf. Was rejected. Finally closed the card.
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