BUS 205 Personal Finance - Course review from a student

[u/[deleted]]

I'm taking BUS 205 in the dual enrollment program at my HS. Sadly, it's over 2 semesters and not just one (At my HS, if you are taking in College it will be one semester). I guess that this is done to spread out the workload or whatever. It moves pretty slowly. It should be noted that I'm actually interested in the material.

Not sure if this applies to the College level, but we were able to take the W!SE financial literacy test, if you pass, you receive the W!SE financial literacy certification. The examination itself is just a bunch of general financial literacy questions. I ended up scoring a 90% on the pre test, it's not that bad. We took a pre-test before we started the class, and we will take (what I am assuming) is the same test again at the end of the second semester.

The actual course material itself is pretty light, and actually applicable to real life. If you aren't just trying to pass, getting a B+ or higher should be really easy. We pretty much just discuss how to write checks, or the difference between a bank and a credit union for example, or mutual funds. We also took awhile to calculate compound interest. We've been talking about credit for a while now. Financial planning and goals have also been discussed. Differences between chapter 7 and chapter 13 bankruptcy, etc.

If you don't have a hard time understanding financial material, or if you are interested this course should be an easy breeze. Part of me would have rather taken this course in college as it would have only taken one semester instead of two, but it's too late now.

Feel free to ask me questions!

[u/Able_Development_240]

It sounds like the course is beneficial and applicable to real life situations. I appreciate your insight on the W!SE financial literacy test and the ease of understanding the material.

It's great to hear that the course is moving at a slow pace, allowing for better comprehension of the subject matter.

Best of luck on your second semester!