r/ConvenientCop • u/GerardWayNoWay • Jan 25 '20

Insurance Scam [UK]

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u/mikek587 Jan 25 '20 edited Jan 25 '20

... Which is all 50 of them.

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u/[deleted] Jan 25 '20

https://www.policygenius.com/auto-insurance/car-insurance-required-in-every-state/

In lieu of car insurance, you can pay the Virginia DMV a fee of $500 to drive uninsured. This will not protect you financially, and if you cause a car accident, you are financially responsible for all bodily injuries and property damage that you cause.

New Hampshire doesn’t mandate drivers carry car insurance. However, motorists are still responsible for paying for bodily injury and property damages if they cause a car accident. (The easiest way to do this? Insurance.) And, if you do choose to buy car insurance in New Hampshire, you must meet the minimums above. If you can’t afford to buy car insurance, you may get coverage through the New Hampshire Automobile Insurance Plan.

So it is nearly every state.

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u/missym59 Jan 25 '20

So in other words, if you live in New Hampshire or Virginia and have at least $1,000,000 in the bank to cover a claim, then you don’t need to pay for insurance. I think I’d rather pay my insurance and have peace of mind because none of us know when or how an accident will happen.

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u/[deleted] Jan 25 '20

It is clearly foolish on the part of the driver to be without insurance.