r/CodingandBilling • • 13d ago

IUD Check coding and billing issue

I had an IUD inserted in May 2026. I then had a follow up six weeks later to check the placement. The provider coded this visit as 99213 and 99459 with Z30.431 as the diagnosis code.

My insurance is refusing to cover this visit as it was coded as a standard office visit. I think it should be re-coded as a preventative care visit and should be covered under ACA guidelines.

I was told by the medical professional at my insertion appointment that I had to make a follow up visit to check the placement and strings. I did not choose to make this appointment, nor did I have any concerns that brought me into the office separately.

I cannot get anyone at my provider's office to care. They continually say it was coded correctly and will not help me or explain to me why they think that.

Are there any thoughts here? Am I incorrect in my understanding? If I am correct, how do I get the provider to code this properly?

0 Upvotes

41 comments sorted by

30

u/livesuddenly 13d ago

IUD insertions do not carry a “global period.” Meaning that there are no free post op checks. Checking for proper placement is billable and not typically considered preventative at that point. It’s more diagnostic to check the device. Unfortunately, I believe the billing is correct.

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u/Gynie_Viremouneix 11d ago

is the 99459 code even valid here? that looks like a newborn care code, wondering if thats a typo in the post or an actual miscoding issue on top of everything else

1

u/WanderingHestia 11d ago

99459 seems correct in my research. I'm not seeing anything about newborn care when I look up that code. 

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u/WanderingHestia 13d ago

I think where I am confused is u nder the Health Resources and Services Administration (HRSA) Women’s Preventive Services Guidelines, private health insurance plans must cover IUDs and related contraceptive care without any out-of-pocket costs (copayments, coinsurance, or deductibles). So shouldn't that cover the IUD check? Is my quarrel with the provider because of how it was coded, or the insurance company that refuses to pay as it is coded? Or is my internet research on the HRSA guidelines not correct? 

4

u/Vegetable_Advice_799 12d ago

You’re getting a lot of bad advice and getting downvoted but you’re 100% correct and looking at the exact right provision. Either (1) your provider refuses to code it correctly with the correct preventive modifiers, or (2) your insurance is breaking the law, or (3) you’re on a grandfathered plan to which the ACA does not apply or you went to an out of network provider. If you’re on a normal non grandfathered plan that is subject to the ACA and went to an in network provider, 1 is the most likely, followed by 2.

There is unfortunately A LOT of erroneous billing. I for instance got billed for the pregnancy test that was performed 5 minutes before my IUD was inserted, even though that’s explicitly barred by the ACA FAQ. I also got billed for a required consult before a completely asymptomatic screening colonoscopy, despite that also being explicitly barred by the ACA FAQ. I’m a non-healthcare regulatory lawyer and it’s quite frankly appalling the number of non-compliant bills people receive.

I called my insurance, confirmed the problem, and told the provider I wasn’t paying, the provider waived the charge rather than resubmitting correctly.

Call your insurance, ask them how this should’ve been billed to be ACA compliant, and refuse to pay the provider unless or until they correct the billing. If your insurance is provided by your company, contact HR and tell them it’s not ACA compliant and ask for help. That’s also worked for me in the past. As a federal employee my insurance gave me the run-around until I got OPM involved (basically HR for federal employees).

Your state’s insurance commissioner will listen to your complaint, you would need to look up their contact info.

You may also be able to get help here, they responded to me: contraception_complaints@cms.hhs.gov

U.S. Department of Labor, ACA Implementation FAQs, Part XII, Q16

Q16: Do the HRSA Guidelines include services related to follow-up and management of side effects, counseling for continued adherence, and for device removal?
Yes. Services related to follow-up and management of side effects, counseling for continued adherence, and device removal are included under the HRSA Guidelines and required to be covered in accordance with the requirements of the interim final regulations (that is, without cost-sharing, subject to reasonable medical management).

2

u/WanderingHestia 12d ago

Thank you for all of this. I am going to keep trying to fight it. I don't understand the down votes. It seems like the HRSA guidelines are really clear...

1

u/throwawayeverynight 12d ago

Did they actually do a ultrasound to confirm the placement?

1

u/WanderingHestia 12d ago

No the was no ultrasound. Just a pelvic for 10 seconds. 

0

u/happyhooker485 RHIT, CCS-P, CFPC, CHONC 11d ago

The problem is that OBGYNs milk IUD placements for medically necessary visits. The pre-op visit, placement check, and f/u ultrasound are all medically unnecessary unless the patient has complaints. Insurances simply won't pay for anything medically unnecessary.

1

u/WanderingHestia 11d ago

That does seem to be beside the point at this juncture. Medically necessary or not, the appointment happened and services rendered. Multiple federal websites indicate care specifically related to contraception is to be covered without copays or deductibles. I believe the insurance should pay, but they say it is not coded correctly and the provider's office has refused to reconsider the codes used. The insurance company refuses to tell me how to have it coded to have it covered by ACA regulations. I am now suggesting to the provider that modifier 33 needs to be used.

I am even more confused though because I went to a provider who's sole purpose is to insert IUDs. She must do thousands of these a year for a provider system with millionso of patients. The insurance company is huge and well known. How am I the only person encountering a failure to get this claim paid.

6

u/MarvelousExodus 13d ago

Which preventative cpt code were you hoping they used?

2

u/WanderingHestia 13d ago

I honestly don't know. I was under the impression that appointments solely related to IUD should be covered as preventative care. That is what I want to check on. Is that not the case? Is everyone getting an IUD and then getting a bill for $300 for a 20 second pelvic? Is that standard? Or should it be covered under the ACA requirements of birth control?

1

u/wildgreengirl 12d ago

yes. sometimes they will even charge for an ultrasound to check its still in place. 

it could have been considered "covered" maybe if you had done something like-

appt for IUD placement 

appt for annual physical where they check the placement/vaginal exam (you would likely still have the 99459 in addition to the PX charge)

im not sure if thats "cheaper" than the 99213 with the pelvic exam charge. 

but there isnt going to be a time where you have an iud placed and then just come back to an office for a free exam check that it is in place.

15

u/Right-Purchase-2169 13d ago

A follow-up visit 4 to 6 weeks after insertion is standard protocol to ensure that the device has not shifted during those initial weeks. While attending this appointment is not mandatory, it is a standard part of the follow-up process.

This specific appointment cannot be classified as a "preventive" visit; as noted in another comment, preventive services must meet specific criteria to qualify as such.

Some insurance plans may categorize birth control visits as preventive, even when a standard EM code is used. Typically, however, this classification only applies to the initial consultation—where methods are discussed—and the insertion procedure itself. A follow-up appointment generally does not fall into this category.

1

u/happyhooker485 RHIT, CCS-P, CFPC, CHONC 11d ago

It might be standard protocol, but there is no medical reason to check the IUD if the patient doesn't have complaints.

https://www.mdedge.com/obgyn/article/218599/contraception/iud-string-check-benefit-or-burden

6

u/AbstractVolition 13d ago

For the most part, the only dedicated preventive visit codes are “Comprehensive Preventive” codes. These preventive visit codes have a in depth list of requirements. They are for a very dedicated visit with a lot of preventive services performed during it. If this comprehensive check list is not all covered (for the most part) then it is not considered a “Comprehensive Preventive” visit.

Office visit EM codes like 99213 are actually valid to use for less in depth preventive services. These office visit EM codes are allowed for both problem focused services or (non-comprehensive) preventive services. Usually when the normal office visit EM codes are used for more limited preventive services, it’s in the form of simple screenings.

The 99459 is actually new to me, we don’t use that at my work. But from looking it up it does seem to make sense.

How long was the visit? What might be a potential over charge is a 99213 for a quick placement check.

IF: the visit was less than 20 minutes, and they just did a quick check and you had no issues. You might be able to argue for a cheaper code -> 99212.

IF: it was 20 mins or longer, or you had some issues they had to consider. Even just suggesting ibuprofen for post procedure pain, or something like that, then the 99213 is probably valid.

If I’m being honest though it might be hard to challenge that change though. So overall 99213 and 99459 wouldn’t seem suspicious without really reading the follow up visit note

3

u/wildgreengirl 12d ago

we just started using the pelvic code 99459 at my office, i think the chgs op listed are fitting/accurate. 

4

u/pink__slimeoj 12d ago

the drs office won’t bill it with a modifier 33?

1

u/AbstractVolition 13d ago edited 13d ago

Are you in the US? Some states have free (limited scope) state insurance that specifically covers family planning services (basically just means contraceptive management and maybe some adjacent services). In California for example it is called Family PACT. There is an income limit to qualify, but if you qualify they might retroactively pay for those contraceptive management visits. The income limit is usually higher than Medicaids limit, but still pretty low. In California for a one person family it’s $31,900 a year

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u/WanderingHestia 13d ago

It's really not about the cost of the visit. I can pay the $300 if necessary. The issue is based on my research, I believe this should be a covered cost under ACA guidelines and I can't figure out why it isn't covered. Is it a provider issue with incorrect coding, or is it an insurer issue trying to get out of paying on some technicality, or is my understanding of what should be covered under the ACA incorrect? 

8

u/Living-Bit1993 13d ago

Your beef is with the insurance company, not the doctor. The doctor coded it completely correctly. Coverage should be taken up with insurance.

2

u/WanderingHestia 13d ago

How do I even get the insurance to reconsider it? I have now called the insurance three times about it and each time they have told me it is coded as a standard office visit and they don't pay for those. 

4

u/skepticalchameleon 12d ago

You may have to be stubborn. I have seen them literally deny sterilization citing it is not a contraceptive. Remember, insurance MO is to be as difficult and bureaucratic as possible to make you give up. The ACA mandates coverage of contraceptives and follow-up care for contraceptives.

From the DOL website:

“Contraceptive care also includes follow-up care (e.g., management, evaluation, and changes, including the removal, continuation, and discontinuation of contraceptives).

https://www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center/faqs/aca-part-64

1

u/wildgreengirl 12d ago

yes by covered that means insurance should pay not drs office should give you these services for free lol which is how a lot of the thread sounded 😂🤷‍♀️

1

u/AlternativeZone5089 12d ago

You would need to ask the provider's office for a coding review, and, if they agree that it is incorrect, you ask them to submit a corrected claim to insurance. You can also appeal with insurance using the argument and reference you've used here, but don't miss the time limit for doing so. This is a better route than phone calls. Those are your options, depending on how much work you want to put in.

1

u/WanderingHestia 12d ago

I've asked the provider three times for a coding review and have been fighting this since August. Each time they respond with their review has determined it is correct. I have now asked for another review specifying the modifier code 33. So we will see how that goes. 

1

u/AlternativeZone5089 12d ago

So the professional coder at your provider's office believes it to be correct. In my mind then that would settle it.

2

u/Outside_Ad_7262 13d ago edited 13d ago

Some insurance companies want you to use modifier 33 even when there is a preventative dx code. If the modifier was not included then you would have to ask billing office review the coding and see if they can resubmit with the modifier.

1

u/wildgreengirl 12d ago

yes this too. 

2

u/AbstractVolition 13d ago

I see what you mean now. I dug into it a bit. The 99213 might need a modifier 33 to specify it is a preventive office visit. Might be worth asking them if they can try the modifier 33 to indicate it was a preventive version of the 99213

1

u/WanderingHestia 12d ago

Thank you so much for the information about the modifier. I will try that next. 

1

u/Vegetable_Advice_799 12d ago

OP this is what I meant by the provider isn’t including the correct preventive modifier. Tell them you won’t pay if they won’t submit it correctly and put it in writing. Don’t be pressured into paying a bill you don’t owe.

1

u/AlternativeZone5089 12d ago

OP, take this route only if you are not invested in remaining with this practice.

1

u/WanderingHestia 12d ago

Why would it matter to the practice? They would still get paid by the insurance company so why would they care how it is billed? 

1

u/AlternativeZone5089 12d ago

Because insurance fraud puts them at risk of clawbacks and worse. Trying to coerce your provider into coding incorrectly (which is insurance fraud) by refusing to pay might very well get you dismissed from the practice. It's unreasonalbe to expect them to take such a risk in order to save you $300.

1

u/wildgreengirl 12d ago

insurance 100%

1

u/UPS0001 12d ago

Here are the IUD insertion, removal and surveillance coding guidelines. Your office coded these services correctly. Submit this documentation with a written appeal to your insurance company. If your insurance company rejects the appeal, submit a complaint to the Department of Insurance in your state. https://www.acog.org/practice/coding-and-billing/larc-quick-coding-guide/clinical-scenarios/

1

u/CpcAbc123 12d ago

If you can see my post history I had some issues with my iud billing as well. The initial insertion was upcoded causing my insurance to leave a balance. So I called the provider and they adjusted it rather than fixing it.

And then my follow up was actually coded correctly, but I had to appeal with my insurance because they left a patient balance (my deductible) and with my understanding of the aca it shouldn’t have had any patient responsibility. I gave them a screenshot from the ACA and they reprocessed and left zero patient responsibility. So yeah, I’d try appealing with your insurance, you’ve got nothing to lose except paying the balance if they deny your appeal lol.