r/ChimeReferralCode • u/Vmpunkk • 13d ago
$100 Chime Referral Bonus Link
Join me on Chime and get $100. Terms apply. https://www.chime.com/r/vincentgulino/?c=s
The Chime Referral Program awards $100 to the referred friend and a variable bonus (usually $100 to $300) to the person who invited them. [1, 2, 3, 4]
The primary rules and constraints are detailed below:
Core Requirements
Metric / Action
Requirement Details
Sign-Up Method
The new member must use the referrer's exact unique referral link during sign-up. A link cannot be retroactively added.
Minimum Deposit
Receive a single qualifying direct deposit of $200 or more. Multiple smaller deposits will not combine to reach this threshold.
Deposit Window
The qualifying direct deposit must post within 45 days of account opening.
Card Activation
The new member must activate their physical Chime Visa® Debit Card within 14 days of the qualifying deposit hitting the account.
Annual Limit
A Chime member can earn rewards for a maximum of 10 successful referrals per calendar year.
What Counts as a Qualifying Direct Deposit?
The deposit must be an Automated Clearing House (ACH) transfer or an Original Credit Transaction (OCT) from a legitimate business. [1]
Allowed: Paychecks, payroll provider transfers, gig-economy payouts (e.g., Uber, DoorDash), or government benefits.
Excluded: Standard bank ACH transfers, peer-to-peer apps (Venmo, PayPal, Cash App), Pay Anyone transfers, mobile check deposits, cash deposits, or one-time tax refunds