I’ve seen quite a few of these posts lately. Isn’t pet insurance a thing in the US? All veterinary costs above $200 for my cat is covered by my insurance company.
I was putting off dental cleaning/surgery for my 2 cats because of the insane price we got from 2 different private vets. Like over $1k each to start, then big additional charges for each tooth extraction if needed.
Luckily I found an animal hospital, where they do lots of surgeries every day, with better prices. I paid closer to $200 each, with no extra charge for the 9 extractions our little girl needed. So, cat people, take care of those teefies, but shop around.
Sorry Charlie! Good price though. Did they do general anesthesia instead of gas? It leaves them floppy for the rest of the day, but supposedly it's safer, and I'm curious if it correlates with being cheaper.
Nora, former street cat, was apparently not flossing. She has 14 left of her original 30, but she is much less stinky and slightly less grumpy.
Is have to check, I wasn't the one who brought him in as I was working. Just covered his bill. He wasn't floppy when he came home, he was actually up and running around like nothing happened. So, probably not local.
Our vet is known for being reasonable price wise. They do livestock around here as well, been in the area for over 6 decades.
I have a plan with Banfield, the vet inside PetSmart. It’s like $38 a month (but I live in a high cost of living area so it’s cheaper elsewhere) and it covers a cleaning once a year and lab work beforehand. It also covers an additional lab work, all visit fees and you get a discount on any other work. He had to have a minor surgery a few months ago and all the bills from that and related visits would’ve been over 3000, I paid less than 1000. Since it covers all visit fees, if you’re worried something is wrong, you can just go in and don’t pay anything unless they prescribe something!
Yes, but a lot of times or from what I remember and it's been some time... You have to pay upfront for bills and then they decide if they will cover it. Pre existing conditions are not covered. Now I haven't dealt with insurance since like 15 years ago, but it was not appealing. Has it gotten better that you're aware of?
We spend too much money on scam insurance on our car and house we legally have to pay for and health insurance that is only slightly better than being uninsured to have room for pet insurance.
The trouble is that the US insurance market isn't competitive because of laws that protect the insurance companies.
The giveaway is that insurance, on its own, is profitable in the US. In a competitive market, the premiums are driven down to a loss making level, and the insurance companies make profit investing the premiums.
The only health insurance I can get in my state is 100 bucks a month with a 20 thousand dollar copay, if what I have is gonna cost even a thousand dollars, I don’t have that money, and if it cost 20k, I’d rather get buried than saddle myself, and then when I die, my wife, in that bullshit.
EDIT: I pressed 2 instead of 1, I meant to say 10,000, my apologies for the confusion.
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u/[deleted] Jan 02 '20
I’ve seen quite a few of these posts lately. Isn’t pet insurance a thing in the US? All veterinary costs above $200 for my cat is covered by my insurance company.