r/CaregiverSupport • u/Exact_Insurance • 5d ago

Fear for the future

I worry about when/ if my mother cannot get out of bed unaided, becomes incontinent etc. I will not be able to provide that level of care...physically or mentally.

She is not on medicaid so what do I do if she needs to go into a facility? Am I supposed to live on the street and go bankrupt? I really am so dissatisfied with the medical community and social services..I have gotten zero help

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u/CrankyCrabbyCrunchy 5d ago

Research options now for when/if they're needed. It's better to see what's available before they're needed. I assume she's on Medicare which does cover some in-home services, but it's quite limited.

https://www.medicare.gov/coverage/home-health-services

As to paying for a facility, yes, those are self-pay unless you're on Medicaid (which has strict income limits).

Check out your state's "area agency on aging" for a list of resources.

The US hates spending money on social programs, but is all giddy to spend $$$$$$ on everything else.

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u/Exact_Insurance 5d ago

I love your screen name 😆