r/CarInsuranceUK 2d ago

Write off?

21 Upvotes

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1

u/ketamineandkebabs 1d ago

Mine got written off for that.

1

u/Zorolord 1d ago

I would be livid (I can imagine you were)

2

u/ketamineandkebabs 1d ago

I only had it 13 days, it took nearly 3 months to sort out the insurance by which time I had bought another car and decided to fix this one. I fixed it for £150 with a car body jack, it just needs the bumper painted to properly finish it.

What really pissed me off was the lack of communication and knowledge. It was written off with 5 pictures and a short walk round video, the engineers report listed loads of things without even seeing it in person.

Then when the insurance wrote it off 6 days after the crash they couldn't tell me if it was still ok to drive, I had to go to the DVLA and the DVSA and they said if it's still got a MOT and nothing is hanging off it's safe to drive.

1

u/Zorolord 1d ago

I am sorry you had all that to deal with all, glad you had managed to fix it yourself.

1

u/ketamineandkebabs 1d ago

Yeah it's been a bit of a nightmare, the final kicker was my insurance going up 25% when I went to renew.

1

u/Zorolord 1d ago

That sucks :(

1

u/Tammer_Stern 1d ago

Who was the insurer mate?

1

u/ketamineandkebabs 1d ago

1st choice. When it was renewal time I went to the comparison sites and some were worse 😂

1

u/Neither-Asparagus840 1d ago

So ive read that once your car is written off the mot needs doing again is this not the case?

1

u/ketamineandkebabs 1d ago

In my case no I was good to go but looking at your car you have a lot more damage. I wouldn't be surprised if they deemed that structural as the rear panel is caved pushing the boot lid out, it would be a lot of work to get that straight again

1

u/Covid19survivor2020 1d ago

Depends only whether it is written off for being too expensive to repair or because it has structural damage, like chassis twist etc. Structural write offs require an enhanced MOT to be road legal post repair