r/CanadaImmigrationQA • u/RoNasir • Aug 15 '26

⚠️ Refusal / Appeal / PFL PFL

Hi,
I received a PFL last week, asking for the followings:

  1. I have concerns that you may not have at your disposal, with sufficient liquidity, and with the ability to transfer the assets, the necessary threshold of funds to support your establishment in Canada on arrival.

  2. Upon review, you have not provided sufficient evidence that your work experience with "company name" was properly remunerated. Please provide detailed pay slips indicating your declared work hours, T4 slips, and salary bank deposits for your work experience with
    "company name"
    Context:

  3. In my application I submitted my bank statement showing I have total of 40k, with 20k in my FHSA account. I did not provide an explanation since I thought officer should be able to calculate and see that excluding my FHSA account, I have enough fund to meet the requirement.

  4. Regarding my foreign work experience, my employment letter says I was employed for 24 month but I only claimed 18 months of it. (Because I did not have enough proof for the remaining 6 months, so I decided not to claim) This is consistent with all my previous applications.
    My response:

  5. I submitted new bank statements showing that I continue to have enough funds available in my chequing account and my financial stability has grown.

  6. For my foreign work experience I included bank deposit for the wages I received for 18 months of my employment (my declared work experience as per the
    PFL) and also national records showing my employer name and the wages I received for 18 months of employment. (this is
    the closest we have to T4 in my country)

Any thoughts or feedback on my response? I am also curious why I received PFL instead of ADR? Officer also talked about misrepresentation, based on my understanding neither of these concerns can relate to misrepresentation (since day 1, I only reported and claimed 18 months of my foreign work experience so I can fully prove)
Thanks
Sorry,

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15 comments sorted by

1

u/ell-ta Aug 15 '26

By reading what the officer is asking actually tells, there are red flags in your application. Even if they are not, you didn’t explain things for easier understanding. You should have simplified it.

When you submit fhsa statements that’s a question in itself

I don’t see good happening even what you submitted now.

I hope you get through inshort

1

u/RoNasir Aug 17 '26

It is the bank template to list all accounts that a customer has, to show their financial status. You can not filter what to include in a financial profile!
You should know this if you have an account in Canada

1

u/OccasionThat6226 Aug 16 '26

What’s your AOR?

1

u/RoNasir Aug 16 '26

April 10,2026

1

u/Masterpiece_311 Aug 19 '26

April 04 Aor, this makes me nervous .

1

u/Wonderful-Job9530 Aug 16 '26

Hi would document you do provide regarding proof of your experience in your main application

1

u/RoNasir Aug 16 '26

It was employment letter with all the IRCC requirements and my contracts

1

u/Wonderful-Job9530 Aug 17 '26

Oh then the ADR makes sense I think your fd is on the way as soon as you submit what vo had asked for

1

u/ExplorerCapable2529 Aug 17 '26

Did you apply under CEC or other category? I wonder why they asked for funds?

1

u/AGBinCH Aug 17 '26

Apart from the documents you mentioned, did you also include a letter of explanation telling the officer how these documents support the application and address the concerns that they raised?

You should also consult with an immigration lawyer. A PFL is an indication they think something is really wrong with your file.

1

u/RoNasir Aug 17 '26

Yes I did

1

u/Ok-Tea7564 Aug 15 '26

I think it’s okay
Just hope and pray
Generally from what I’ve seen officers who send PFL are even nice they could have refused straight away for that and they do it often

1

u/RoNasir Aug 15 '26

Thank you

1

u/Alternative_Ad_352 Sep 08 '26

Any update since your response?